Institution Profile
Website:
FDIC Profile:
Established:
1/1/1911
Branches:
19
Branches by Region
MO 18 KS 1
Financial Overview
Total Assets
$1.88B
Total Deposits
$1.58B
Total Loans
$1.49B
Equity Capital
$185.25M
Employees
263
Allowance for Loan Losses
$21.11M
Performance Ratios
Net Worth Ratio
9.84%
Loan-to-Deposit Ratio
94.16%
Coverage Ratio
1.42% Allowance / Total Loans
Net Income
$26.53M
Return on Assets (ROA)
1.42%
Return on Equity (ROE)
14.79%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +23.93% Total Deposits: +33.80% Total Loans: +25.54% since 2020 Q1
Employee Growth
Employee Growth
Employees: -13.20% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$502.48M 34.1%
1-4 Family Residential
$370.25M 25.1%
Commercial & Industrial
$174.24M 11.8%
Multifamily
$163.42M 11.1%
Construction
$123.45M 8.4%
Farmland
$90.00M 6.1%
Agricultural
$21.48M 1.5%
Municipal
$19.60M 1.3%
Auto Loans
$4.14M 0.3%
Other Consumer
$3.78M 0.3%
Credit Card
$1.63M 0.1%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: -83.33% Cancelled: -100.00% since 2020 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: -94.74% Guaranteed: -96.20% Cancelled: -100.00% since 2020 Q1
Net Income Trend
Net Income Trend
Net Income: +1587.85% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $1.88B | $1.58B | $1.49B | $26.53M | 263 |
| 2025 Q3 | $1.92B | $1.55B | $1.52B | $20.05M | 259 |
| 2025 Q2 | $1.87B | $1.54B | $1.46B | $13.11M | 250 |
| 2025 Q1 | $1.87B | $1.56B | $1.47B | $6.28M | 264 |
| 2024 Q4 | $1.81B | $1.55B | $1.47B | $21.86M | 262 |
| 2024 Q3 | $1.80B | $1.52B | $1.47B | $16.10M | 268 |
| 2024 Q2 | $1.84B | $1.56B | $1.50B | $11.13M | 278 |
| 2024 Q1 | $1.83B | $1.54B | $1.52B | $5.49M | 276 |
| 2023 Q4 | $1.87B | $1.58B | $1.54B | $4.57M | 281 |
| 2023 Q3 | $1.87B | $1.59B | $1.56B | $10.72M | 312 |
| 2023 Q2 | $1.89B | $1.55B | $1.57B | $6.95M | 317 |
| 2023 Q1 | $1.89B | $1.61B | $1.54B | $3.85M | 315 |
| 2022 Q4 | $1.91B | $1.63B | $1.52B | $22.73M | 304 |
| 2022 Q3 | $1.84B | $1.60B | $1.49B | $17.29M | 299 |
| 2022 Q2 | $1.78B | $1.53B | $1.43B | $11.85M | 300 |
| 2022 Q1 | $1.73B | $1.46B | $1.33B | $7.00M | 306 |
| 2021 Q4 | $1.82B | $1.52B | $1.30B | $25.20M | 298 |
| 2021 Q3 | $1.73B | $1.41B | $1.29B | $17.98M | 302 |
| 2021 Q2 | $1.70B | $1.38B | $1.30B | $11.69M | 306 |
| 2021 Q1 | $1.72B | $1.40B | $1.28B | $6.28M | 304 |
| 2020 Q4 | $1.72B | $1.39B | $1.29B | $16.56M | 299 |
| 2020 Q3 | $1.66B | $1.33B | $1.29B | $10.89M | 301 |
| 2020 Q2 | $1.68B | $1.33B | $1.29B | $5.42M | 305 |
| 2020 Q1 | $1.52B | $1.18B | $1.18B | $1.57M | 303 |