Institution Profile
Branches by Region
IL 1
Financial Overview
Total Assets
$109.08M
Total Deposits
$93.93M
Total Loans
$62.52M
Equity Capital
$10.64M
Employees
10
Allowance for Loan Losses
$656,000
Performance Ratios
Net Worth Ratio
9.75%
Loan-to-Deposit Ratio
66.56%
Coverage Ratio
1.05% Allowance / Total Loans
Net Income
$1.17M
Return on Assets (ROA)
1.07%
Return on Equity (ROE)
11.82%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +26.27% Total Deposits: +28.65% Total Loans: +51.38% since 2020 Q1
Employee Growth
Employee Growth
Employees: -28.57% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial & Industrial
$20.56M 32.9%
1-4 Family Residential
$13.72M 22.0%
Agricultural
$11.19M 17.9%
Farmland
$9.02M 14.4%
Commercial Real Estate
$2.97M 4.8%
Construction
$2.50M 4.0%
Auto Loans
$913,000 1.5%
Other Consumer
$853,000 1.4%
Municipal
$770,000 1.2%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +516.93% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $109.08M | $93.93M | $62.52M | $1.17M | 10 |
| 2025 Q3 | $111.62M | $97.89M | $60.92M | $1.06M | 11 |
| 2025 Q2 | $112.73M | $99.84M | $57.85M | $702,000 | 12 |
| 2025 Q1 | $103.92M | $91.18M | $57.93M | $334,000 | 12 |
| 2024 Q4 | $109.92M | $97.31M | $61.22M | $1.11M | 11 |
| 2024 Q3 | $109.33M | $96.23M | $57.27M | $921,000 | 10 |
| 2024 Q2 | $105.90M | $88.54M | $56.71M | $615,000 | 11 |
| 2024 Q1 | $101.83M | $84.77M | $55.14M | $316,000 | 11 |
| 2023 Q4 | $103.78M | $87.56M | $55.77M | $1.07M | 11 |
| 2023 Q3 | $99.85M | $84.14M | $51.61M | $1.09M | 11 |
| 2023 Q2 | $100.63M | $89.16M | $47.95M | $743,000 | 12 |
| 2023 Q1 | $98.61M | $87.22M | $46.10M | $398,000 | 12 |
| 2022 Q4 | $103.86M | $88.85M | $48.08M | $702,000 | 12 |
| 2022 Q3 | $101.20M | $88.79M | $44.48M | $540,000 | 12 |
| 2022 Q2 | $100.05M | $86.79M | $41.47M | $371,000 | 12 |
| 2022 Q1 | $100.36M | $83.99M | $41.68M | $202,000 | 14 |
| 2021 Q4 | $108.58M | $84.15M | $43.50M | $1.04M | 14 |
| 2021 Q3 | $106.91M | $86.69M | $39.34M | $1.24M | 14 |
| 2021 Q2 | $107.18M | $87.15M | $40.99M | $1.08M | 15 |
| 2021 Q1 | $103.54M | $84.29M | $40.38M | $803,000 | 15 |
| 2020 Q4 | $103.06M | $80.52M | $44.48M | $1.53M | 16 |
| 2020 Q3 | $101.82M | $81.90M | $43.17M | $1.69M | 15 |
| 2020 Q2 | $98.30M | $78.78M | $44.10M | $1.15M | 14 |
| 2020 Q1 | $86.38M | $73.01M | $41.30M | $189,000 | 14 |