Institution Profile
Branches by Region
IL 3
Financial Overview
Total Assets
$96.78M
Total Deposits
$87.07M
Total Loans
$51.80M
Equity Capital
$9.23M
Employees
14
Allowance for Loan Losses
$281,000
Performance Ratios
Net Worth Ratio
9.54%
Loan-to-Deposit Ratio
59.49%
Coverage Ratio
0.54% Allowance / Total Loans
Net Income
$956,000
Return on Assets (ROA)
0.99%
Return on Equity (ROE)
10.73%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +44.75% Total Deposits: +46.56% Total Loans: +41.56% since 2020 Q1
Employee Growth
Employee Growth
Employees: +0.00% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$26.99M 52.1%
Commercial Real Estate
$9.99M 19.3%
Farmland
$8.19M 15.8%
Auto Loans
$1.54M 3.0%
Commercial & Industrial
$1.53M 3.0%
Agricultural
$1.27M 2.5%
Other Consumer
$1.10M 2.1%
Construction
$831,000 1.6%
Multifamily
$348,000 0.7%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +856.00% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $96.78M | $87.07M | $51.80M | $956,000 | 14 |
| 2025 Q3 | $97.80M | $88.22M | $48.14M | $705,000 | 14 |
| 2025 Q2 | $95.67M | $86.18M | $47.43M | $492,000 | 14 |
| 2025 Q1 | $97.32M | $88.08M | $47.23M | $213,000 | 14 |
| 2024 Q4 | $95.68M | $86.70M | $48.02M | $947,000 | 14 |
| 2024 Q3 | $97.16M | $88.21M | $46.58M | $704,000 | 13 |
| 2024 Q2 | $97.75M | $89.08M | $46.00M | $457,000 | 14 |
| 2024 Q1 | $99.45M | $91.11M | $46.28M | $211,000 | 14 |
| 2023 Q4 | $92.95M | $84.78M | $45.40M | $954,000 | 13 |
| 2023 Q3 | $87.89M | $79.79M | $43.67M | $773,000 | 13 |
| 2023 Q2 | $90.14M | $81.89M | $43.23M | $538,000 | 13 |
| 2023 Q1 | $93.42M | $85.28M | $43.14M | $262,000 | 13 |
| 2022 Q4 | $92.89M | $85.27M | $42.77M | $544,000 | 13 |
| 2022 Q3 | $91.02M | $83.59M | $40.76M | $270,000 | 14 |
| 2022 Q2 | $91.53M | $84.03M | $40.42M | $128,000 | 14 |
| 2022 Q1 | $88.56M | $81.17M | $40.91M | $38,000 | 14 |
| 2021 Q4 | $85.01M | $77.61M | $42.01M | $304,000 | 15 |
| 2021 Q3 | $80.06M | $72.69M | $41.64M | $226,000 | 14 |
| 2021 Q2 | $78.52M | $70.97M | $41.56M | $164,000 | 14 |
| 2021 Q1 | $78.61M | $70.12M | $39.95M | $58,000 | 14 |
| 2020 Q4 | $74.83M | $66.33M | $39.11M | $379,000 | 14 |
| 2020 Q3 | $72.43M | $63.86M | $37.85M | $283,000 | 14 |
| 2020 Q2 | $70.64M | $62.06M | $38.01M | $205,000 | 14 |
| 2020 Q1 | $66.86M | $59.41M | $36.59M | $100,000 | 14 |