| Bank • Cert #1374

The Bank of Commerce

Louisiana • • JSON

Institution Profile

Address: 32460 Bowie St White Castle, LA 70788
Website:

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FDIC Profile:

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Established:

3/1/1927

Branches:

1

Branches by Region
LA 1

Financial Overview

Total Assets
$81.48M
Total Deposits
$73.00M
Total Loans
$37.64M
Equity Capital
$8.18M
Employees
15
Allowance for Loan Losses
$418,000

Performance Ratios

Net Worth Ratio
10.03%
Loan-to-Deposit Ratio
51.56%
Coverage Ratio
1.11% Allowance / Total Loans
Net Income
$394,000
Return on Assets (ROA)
0.91%
Return on Equity (ROE)
9.68%

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Projected Assets

Scenario projections from 1Y, 2Y, and 3Y CAGR lookbacks over the next 12 quarters

Projected Assets (12 Quarters)

1Y CAGR Scenario: +12.69% 2Y CAGR Scenario: +5.89% 3Y CAGR Scenario: +7.01%

Employee Growth

Employee Growth

Loan Portfolio Breakdown

Current outstanding balances by loan type

1-4 Family Residential
$7.44M 19.9%
Commercial & Industrial
$6.74M 18.0%
Construction
$6.72M 17.9%
Commercial Real Estate
$6.41M 17.1%
Agricultural
$4.50M 12.0%
Farmland
$2.07M 5.5%
Multifamily
$2.01M 5.4%
Other Consumer
$1.28M 3.4%
Auto Loans
$315,000 0.8%

Portfolio Distribution

Net Income Trend

Net Income Trend

Historical Data Table

QuarterTotal AssetsTotal DepositsTotal LoansNet IncomeEmployees
2026 Q2 $81.48M $73.00M $37.64M $394,000 15
2026 Q1 $88.41M $79.97M $35.69M $228,000 15
2025 Q4 $90.19M $81.74M $38.03M $787,000 15
2025 Q3 $77.24M $68.84M $44.75M $585,000 15
2025 Q2 $72.31M $64.13M $41.57M $423,000 15
2025 Q1 $80.22M $72.11M $38.49M $236,000 15
2024 Q4 $85.34M $77.60M $37.00M $593,000 15
2024 Q3 $68.27M $60.23M $38.29M $472,000 15
2024 Q2 $72.67M $65.17M $37.50M $346,000 15
2024 Q1 $73.74M $66.39M $38.85M $188,000 15
2023 Q4 $75.57M $68.28M $36.04M $674,000 15
2023 Q3 $67.74M $61.00M $40.88M $488,000 16
2023 Q2 $66.50M $59.69M $39.47M $340,000 15
2023 Q1 $67.91M $61.06M $38.26M $212,000 14
2022 Q4 $72.27M $65.79M $37.08M $417,000 14
2022 Q3 $64.32M $58.14M $38.59M $249,000 14
2022 Q2 $65.87M $59.17M $35.12M $114,000 14
2022 Q1 $77.85M $70.86M $33.45M $26,000 14
2021 Q4 $76.84M $68.96M $35.10M $483,000 14
2021 Q3 $65.06M $57.20M $34.78M $77,000 15
2021 Q2 $67.03M $59.38M $32.59M $33,000 15
2021 Q1 $66.80M $59.09M $31.95M $10,000 15
2020 Q4 $73.39M $65.54M $30.73M $280,000 15
2020 Q3 $59.60M $51.69M $35.77M $226,000 15
2020 Q2 $62.99M $55.15M $34.35M $151,000 15
2020 Q1 $62.08M $54.27M $33.87M $96,000 15