| Bank Cert #1427

United Security Bank

Missouri JSON

Institution Profile

Address: 2050 N Bluff St Fulton, MO 65251
Website:

Visit Website →

FDIC Profile:

View on FDIC →

Established:

1/25/1930

Branches:

3

Branches by Region
MO 3

Financial Overview

Total Assets
$98.63M
Total Deposits
$81.02M
Total Loans
$75.08M
Equity Capital
$11.23M
Employees
13
Allowance for Loan Losses
$1.03M

Performance Ratios

Net Worth Ratio
11.39%
Loan-to-Deposit Ratio
92.67%
Coverage Ratio
1.37% Allowance / Total Loans
Net Income
$1.20M
Return on Assets (ROA)
1.27%
Return on Equity (ROE)
11.84%

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: +61.32% Total Deposits: +58.75% Total Loans: +71.82% since 2020 Q1

Employee Growth

Employee Growth

Employees: +8.33% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

1-4 Family Residential
$39.12M 52.1%
Commercial Real Estate
$12.14M 16.2%
Farmland
$8.44M 11.2%
Construction
$5.85M 7.8%
Auto Loans
$3.65M 4.9%
Commercial & Industrial
$2.62M 3.5%
Other Consumer
$2.20M 2.9%
Agricultural
$1.08M 1.4%

Portfolio Distribution

Net Income Trend

Net Income Trend

Net Income: +507.07% since 2020 Q1

Historical Data Table

QuarterTotal AssetsTotal DepositsTotal LoansNet IncomeEmployees
2025 Q4 $98.63M $81.02M $75.08M $1.20M 13
2025 Q3 $96.39M $82.30M $72.21M $993,000 13
2025 Q2 $94.17M $77.96M $70.23M $608,000 13
2025 Q1 $91.78M $75.97M $67.57M $280,000 13
2024 Q4 $93.40M $74.92M $66.87M $862,000 13
2024 Q3 $93.26M $71.71M $64.94M $734,000 13
2024 Q2 $92.45M $74.64M $63.44M $428,000 13
2024 Q1 $91.62M $76.97M $60.82M $155,000 13
2023 Q4 $90.34M $67.14M $59.69M $802,000 13
2023 Q3 $86.56M $69.73M $58.29M $662,000 13
2023 Q2 $86.20M $65.11M $56.39M $488,000 13
2023 Q1 $85.24M $69.85M $55.97M $281,000 13
2022 Q4 $82.89M $71.22M $53.12M $859,000 13
2022 Q3 $81.02M $69.79M $51.11M $822,000 13
2022 Q2 $79.60M $68.47M $50.24M $583,000 13
2022 Q1 $80.76M $72.47M $47.35M $272,000 13
2021 Q4 $85.49M $75.73M $45.63M $743,000 13
2021 Q3 $85.50M $75.75M $44.46M $642,000 12
2021 Q2 $84.43M $74.85M $45.31M $379,000 13
2021 Q1 $83.89M $74.41M $43.81M $168,000 13
2020 Q4 $69.63M $60.10M $43.08M $783,000 12
2020 Q3 $67.82M $58.42M $43.49M $654,000 12
2020 Q2 $63.96M $54.76M $42.90M $455,000 12
2020 Q1 $61.14M $51.04M $43.70M $198,000 12