Institution Profile
Branches by Region
TX 1
Financial Overview
Total Assets
$94.55M
Total Deposits
$86.39M
Total Loans
$21.15M
Equity Capital
$8.00M
Employees
11
Allowance for Loan Losses
$342,000
Performance Ratios
Net Worth Ratio
8.46%
Loan-to-Deposit Ratio
24.48%
Coverage Ratio
1.62% Allowance / Total Loans
Net Income
$1.30M
Return on Assets (ROA)
1.46%
Return on Equity (ROE)
20.07%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +31.61% Total Deposits: +32.64% Total Loans: +43.66% since 2020 Q1
Employee Growth
Employee Growth
Employees: -8.33% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$6.27M 29.7%
Farmland
$6.05M 28.6%
Commercial Real Estate
$2.99M 14.2%
Agricultural
$2.63M 12.4%
Commercial & Industrial
$1.67M 7.9%
Other Consumer
$1.02M 4.8%
Construction
$268,000 1.3%
Auto Loans
$222,000 1.1%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +561.42% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $94.55M | $86.39M | $21.15M | $1.30M | 11 |
| 2025 Q3 | $92.36M | $84.49M | $20.86M | $989,000 | 11 |
| 2025 Q2 | $88.70M | $82.34M | $21.43M | $639,000 | 11 |
| 2025 Q1 | $87.27M | $81.23M | $21.63M | $307,000 | 10 |
| 2024 Q4 | $84.78M | $79.92M | $21.91M | $1.30M | 11 |
| 2024 Q3 | $87.37M | $80.77M | $21.73M | $1.02M | 11 |
| 2024 Q2 | $87.12M | $81.72M | $20.20M | $710,000 | 11 |
| 2024 Q1 | $86.17M | $80.66M | $20.03M | $356,000 | 11 |
| 2023 Q4 | $87.23M | $83.28M | $20.83M | $1.55M | 12 |
| 2023 Q3 | $84.13M | $82.14M | $20.57M | $1.17M | 12 |
| 2023 Q2 | $83.98M | $81.55M | $19.74M | $780,000 | 12 |
| 2023 Q1 | $89.66M | $87.10M | $19.43M | $387,000 | 12 |
| 2022 Q4 | $90.98M | $89.02M | $19.56M | $1.05M | 12 |
| 2022 Q3 | $89.44M | $88.25M | $18.49M | $669,000 | 12 |
| 2022 Q2 | $90.20M | $88.34M | $17.97M | $399,000 | 12 |
| 2022 Q1 | $96.08M | $91.05M | $15.16M | $161,000 | 11 |
| 2021 Q4 | $91.36M | $83.65M | $15.13M | $799,000 | 12 |
| 2021 Q3 | $89.69M | $81.39M | $15.68M | $684,000 | 12 |
| 2021 Q2 | $87.47M | $79.64M | $17.69M | $317,000 | 11 |
| 2021 Q1 | $90.54M | $82.86M | $16.41M | $137,000 | 11 |
| 2020 Q4 | $82.50M | $74.41M | $15.47M | $840,000 | 12 |
| 2020 Q3 | $81.42M | $73.33M | $17.00M | $658,000 | 13 |
| 2020 Q2 | $79.53M | $71.68M | $16.28M | $490,000 | 13 |
| 2020 Q1 | $71.84M | $65.13M | $14.72M | $197,000 | 12 |