Institution Profile
Address: 301 E Miner Ave Stockton, CA 95202
Website:
FDIC Profile:
Established:
8/12/1867
Branches:
21
Branches by Region
CA 21
Financial Overview
Total Assets
$4.78B
Total Deposits
$3.74B
Total Loans
$2.47B
Equity Capital
$880.03M
Employees
414
Allowance for Loan Losses
$79.84M
Performance Ratios
Net Worth Ratio
18.42%
Loan-to-Deposit Ratio
66.08%
Coverage Ratio
3.23% Allowance / Total Loans
Net Income
$108.51M
Return on Assets (ROA)
2.34%
Return on Equity (ROE)
13.01%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +42.92% Total Deposits: +40.46% Total Loans: +34.18% since 2020 Q1
Employee Growth
Employee Growth
Employees: +5.08% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$1.08B 44.0%
1-4 Family Residential
$317.95M 12.9%
Commercial & Industrial
$254.35M 10.3%
Farmland
$189.68M 7.7%
Auto Loans
$170.40M 6.9%
Multifamily
$159.64M 6.5%
Agricultural
$122.67M 5.0%
Construction
$115.57M 4.7%
Other Consumer
$48.62M 2.0%
Municipal
$3.53M 0.1%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +308.00% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $4.78B | $3.74B | $2.47B | $108.51M | 414 |
| 2025 Q3 | $4.74B | $3.70B | $2.40B | $107.64M | 410 |
| 2025 Q2 | $4.64B | $3.67B | $2.38B | $58.19M | 415 |
| 2025 Q1 | $4.55B | $3.59B | $2.36B | $49.71M | 429 |
| 2024 Q4 | $4.44B | $3.56B | $2.37B | $79.70M | 428 |
| 2024 Q3 | $4.40B | $3.50B | $2.36B | $84.66M | 430 |
| 2024 Q2 | $4.32B | $3.52B | $2.29B | $27.16M | 433 |
| 2024 Q1 | $4.48B | $3.61B | $2.20B | $20.60M | 427 |
| 2023 Q4 | $4.52B | $3.68B | $2.22B | $40.84M | 427 |
| 2023 Q3 | $4.44B | $3.66B | $2.19B | $125,000 | 428 |
| 2023 Q2 | $4.41B | $3.61B | $2.20B | $7.34M | 426 |
| 2023 Q1 | $4.43B | $3.66B | $2.16B | $9.67M | 423 |
| 2022 Q4 | $4.59B | $3.86B | $2.17B | $20.60M | 416 |
| 2022 Q3 | $4.59B | $3.93B | $2.04B | -$28.48M | 417 |
| 2022 Q2 | $4.64B | $3.91B | $1.98B | $1.75M | 402 |
| 2022 Q1 | $4.76B | $3.92B | $1.91B | $21.72M | 402 |
| 2021 Q4 | $4.78B | $3.93B | $1.86B | $100.33M | 401 |
| 2021 Q3 | $4.58B | $3.78B | $1.82B | $49.15M | 397 |
| 2021 Q2 | $4.33B | $3.53B | $1.84B | $39.48M | 401 |
| 2021 Q1 | $4.19B | $3.38B | $1.90B | $33.93M | 395 |
| 2020 Q4 | $4.31B | $3.53B | $1.87B | $30.48M | 397 |
| 2020 Q3 | $3.85B | $3.10B | $2.01B | $558,000 | 402 |
| 2020 Q2 | $3.78B | $3.04B | $2.03B | -$17.07M | 393 |
| 2020 Q1 | $3.34B | $2.66B | $1.84B | -$52.17M | 394 |