Institution Profile
Website:
FDIC Profile:
Established:
8/12/1946
Branches:
14
Branches by Region
TX 14
Financial Overview
Total Assets
$2.99B
Total Deposits
$2.72B
Total Loans
$1.90B
Equity Capital
$237.86M
Employees
400
Allowance for Loan Losses
$15.64M
Performance Ratios
Net Worth Ratio
7.95%
Loan-to-Deposit Ratio
69.89%
Coverage Ratio
0.82% Allowance / Total Loans
Net Income
$28.35M
Return on Assets (ROA)
0.99%
Return on Equity (ROE)
13.14%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +54.22% Total Deposits: +62.05% Total Loans: +37.31% since 2020 Q1
Employee Growth
Employee Growth
Employees: +13.64% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$680.50M 36.1%
Commercial Real Estate
$662.31M 35.1%
Construction
$239.83M 12.7%
Commercial & Industrial
$183.86M 9.7%
Multifamily
$70.94M 3.8%
Farmland
$34.92M 1.9%
Other Consumer
$9.73M 0.5%
Auto Loans
$4.24M 0.2%
Agricultural
$19,000 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: -100.00% since 2020 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: -100.00% Guaranteed: -100.00% since 2020 Q1
Net Income Trend
Net Income Trend
Net Income: +378.01% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $2.99B | $2.72B | $1.90B | $28.35M | 400 |
| 2025 Q3 | $2.79B | $2.53B | $1.91B | $21.91M | 400 |
| 2025 Q2 | $2.80B | $2.56B | $1.88B | $12.94M | 397 |
| 2025 Q1 | $2.84B | $2.59B | $1.89B | $6.54M | 396 |
| 2024 Q4 | $2.87B | $2.64B | $1.89B | $15.95M | 400 |
| 2024 Q3 | $2.95B | $2.59B | $1.86B | $11.78M | 403 |
| 2024 Q2 | $2.94B | $2.61B | $1.85B | $7.17M | 403 |
| 2024 Q1 | $2.91B | $2.59B | $1.80B | $2.80M | 399 |
| 2023 Q4 | $2.90B | $2.55B | $1.79B | $9.30M | 400 |
| 2023 Q3 | $2.84B | $2.52B | $1.74B | $9.26M | 401 |
| 2023 Q2 | $2.78B | $2.48B | $1.68B | $9.21M | 395 |
| 2023 Q1 | $2.81B | $2.60B | $1.66B | $7.36M | 383 |
| 2022 Q4 | $2.86B | $2.65B | $1.63B | $32.07M | 381 |
| 2022 Q3 | $2.71B | $2.55B | $1.55B | $24.87M | 373 |
| 2022 Q2 | $2.79B | $2.63B | $1.48B | $15.32M | 367 |
| 2022 Q1 | $2.94B | $2.75B | $1.40B | $6.53M | 366 |
| 2021 Q4 | $2.75B | $2.53B | $1.39B | $24.62M | 367 |
| 2021 Q3 | $2.67B | $2.37B | $1.31B | $18.48M | 367 |
| 2021 Q2 | $2.54B | $2.25B | $1.32B | $12.34M | 367 |
| 2021 Q1 | $2.41B | $2.14B | $1.38B | $5.98M | 360 |
| 2020 Q4 | $2.30B | $2.02B | $1.39B | $24.35M | 359 |
| 2020 Q3 | $2.23B | $1.95B | $1.48B | $17.70M | 354 |
| 2020 Q2 | $2.16B | $1.89B | $1.48B | $11.69M | 351 |
| 2020 Q1 | $1.94B | $1.68B | $1.39B | $5.93M | 352 |