Institution Profile
Website:
FDIC Profile:
Established:
5/21/1965
Branches:
8
Branches by Region
CA 8
Financial Overview
Total Assets
$786.27M
Total Deposits
$670.92M
Total Loans
$482.33M
Equity Capital
$73.78M
Employees
96
Allowance for Loan Losses
$6.92M
Performance Ratios
Net Worth Ratio
9.38%
Loan-to-Deposit Ratio
71.89%
Coverage Ratio
1.43% Allowance / Total Loans
Net Income
$5.52M
Return on Assets (ROA)
0.70%
Return on Equity (ROE)
7.86%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +23.37% Total Deposits: +20.23% Total Loans: +5.72% since 2020 Q1
Employee Growth
Employee Growth
Employees: -10.28% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$257.69M 53.5%
Multifamily
$81.22M 16.9%
1-4 Family Residential
$44.10M 9.2%
Farmland
$36.87M 7.7%
Commercial & Industrial
$31.17M 6.5%
Construction
$19.49M 4.0%
Other Consumer
$5.71M 1.2%
Agricultural
$5.40M 1.1%
Auto Loans
$156,000 0.0%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +164.86% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $786.27M | $670.92M | $482.33M | $5.52M | 96 |
| 2025 Q3 | $787.50M | $689.98M | $468.97M | $4.33M | 94 |
| 2025 Q2 | $788.43M | $692.98M | $461.68M | $2.81M | 97 |
| 2025 Q1 | $791.42M | $704.21M | $451.29M | $1.27M | 99 |
| 2024 Q4 | $783.10M | $697.81M | $452.91M | $3.33M | 97 |
| 2024 Q3 | $822.91M | $707.69M | $448.39M | $2.25M | 96 |
| 2024 Q2 | $796.15M | $670.90M | $437.84M | $1.86M | 98 |
| 2024 Q1 | $800.53M | $691.54M | $429.91M | $979,000 | 100 |
| 2023 Q4 | $816.59M | $708.02M | $424.25M | $3.59M | 106 |
| 2023 Q3 | $838.49M | $733.28M | $427.34M | $2.59M | 107 |
| 2023 Q2 | $833.03M | $729.42M | $425.19M | $1.51M | 111 |
| 2023 Q1 | $836.49M | $723.63M | $418.16M | $887,000 | 113 |
| 2022 Q4 | $828.23M | $767.71M | $409.51M | $6.61M | 109 |
| 2022 Q3 | $862.93M | $806.41M | $416.67M | $4.82M | 107 |
| 2022 Q2 | $819.62M | $766.59M | $409.74M | $3.27M | 107 |
| 2022 Q1 | $844.40M | $782.82M | $412.73M | $858,000 | 107 |
| 2021 Q4 | $847.36M | $761.83M | $417.45M | $7.17M | 107 |
| 2021 Q3 | $809.92M | $724.73M | $431.32M | $5.89M | 112 |
| 2021 Q2 | $801.13M | $715.40M | $476.12M | $4.21M | 116 |
| 2021 Q1 | $803.46M | $714.50M | $505.07M | $2.42M | 115 |
| 2020 Q4 | $748.35M | $657.77M | $515.48M | $8.61M | 114 |
| 2020 Q3 | $755.92M | $662.74M | $532.00M | $6.79M | 113 |
| 2020 Q2 | $787.96M | $673.45M | $520.63M | $5.03M | 113 |
| 2020 Q1 | $637.35M | $558.01M | $456.24M | $2.08M | 107 |