Institution Profile
Website:
FDIC Profile:
Established:
4/18/1932
Branches:
5
Branches by Region
IA 5
Financial Overview
Total Assets
$588.90M
Total Deposits
$519.92M
Total Loans
$348.32M
Equity Capital
$42.95M
Employees
55
Allowance for Loan Losses
$4.75M
Performance Ratios
Net Worth Ratio
7.29%
Loan-to-Deposit Ratio
66.99%
Coverage Ratio
1.36% Allowance / Total Loans
Net Income
$7.83M
Return on Assets (ROA)
1.35%
Return on Equity (ROE)
19.57%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +60.92% Total Deposits: +80.65% Total Loans: +40.53% since 2020 Q1
Employee Growth
Employee Growth
Employees: +17.02% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$173.17M 49.7%
Farmland
$57.63M 16.6%
Commercial Real Estate
$34.23M 9.8%
Agricultural
$30.90M 8.9%
Commercial & Industrial
$21.04M 6.0%
Multifamily
$16.22M 4.7%
Construction
$11.77M 3.4%
Other Consumer
$1.29M 0.4%
Auto Loans
$1.17M 0.3%
Municipal
$711,000 0.2%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +635.40% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $588.90M | $519.92M | $348.32M | $7.83M | 55 |
| 2025 Q3 | $592.76M | $526.76M | $344.39M | $5.96M | 52 |
| 2025 Q2 | $568.07M | $508.74M | $331.45M | $4.11M | 53 |
| 2025 Q1 | $568.13M | $501.61M | $329.01M | $1.99M | 50 |
| 2024 Q4 | $576.64M | $511.62M | $322.50M | $7.05M | 51 |
| 2024 Q3 | $568.74M | $492.52M | $314.66M | $5.79M | 52 |
| 2024 Q2 | $567.99M | $489.38M | $309.46M | $4.11M | 50 |
| 2024 Q1 | $567.50M | $489.52M | $306.34M | $2.08M | 49 |
| 2023 Q4 | $563.32M | $483.04M | $300.03M | $7.57M | 48 |
| 2023 Q3 | $548.51M | $472.02M | $288.85M | $5.78M | 47 |
| 2023 Q2 | $546.31M | $458.80M | $278.56M | $3.90M | 47 |
| 2023 Q1 | $546.19M | $459.30M | $265.19M | $2.09M | 48 |
| 2022 Q4 | $525.35M | $456.08M | $263.41M | $6.75M | 46 |
| 2022 Q3 | $514.65M | $449.56M | $255.40M | $5.16M | 43 |
| 2022 Q2 | $507.10M | $448.49M | $241.00M | $3.38M | 46 |
| 2022 Q1 | $492.48M | $445.20M | $227.78M | $1.71M | 44 |
| 2021 Q4 | $484.09M | $421.92M | $226.54M | $5.55M | 48 |
| 2021 Q3 | $469.87M | $393.85M | $249.78M | $4.30M | 48 |
| 2021 Q2 | $444.51M | $376.51M | $240.06M | $2.98M | 46 |
| 2021 Q1 | $427.16M | $361.79M | $274.11M | $1.45M | 46 |
| 2020 Q4 | $421.08M | $342.98M | $286.12M | $4.53M | 47 |
| 2020 Q3 | $401.14M | $334.19M | $275.83M | $3.47M | 47 |
| 2020 Q2 | $395.31M | $327.75M | $270.92M | $2.26M | 48 |
| 2020 Q1 | $365.96M | $287.80M | $247.86M | $1.06M | 47 |