Institution Profile
Branches by Region
NM 13
Financial Overview
Total Assets
$181.03M
Total Deposits
$163.86M
Total Loans
$119.73M
Equity Capital
$17.09M
Employees
86
Allowance for Loan Losses
$1.24M
Performance Ratios
Net Worth Ratio
9.44%
Loan-to-Deposit Ratio
73.07%
Coverage Ratio
1.03% Allowance / Total Loans
Net Income
$3.56M
Return on Assets (ROA)
1.94%
Return on Equity (ROE)
20.45%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +13.95% Total Deposits: +17.17% Total Loans: -5.31% since 2020 Q1
Employee Growth
Employee Growth
Employees: +3.61% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$43.54M 36.4%
1-4 Family Residential
$33.20M 27.7%
Commercial & Industrial
$16.18M 13.5%
Multifamily
$6.24M 5.2%
Other Consumer
$5.94M 5.0%
Construction
$5.62M 4.7%
Auto Loans
$3.45M 2.9%
Agricultural
$2.14M 1.8%
Lease Financing
$1.74M 1.4%
Farmland
$1.67M 1.4%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: -100.00% since 2020 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: -100.00% Guaranteed: -100.00% since 2020 Q1
Net Income Trend
Net Income Trend
Net Income: +877.47% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $181.03M | $163.86M | $119.73M | $3.56M | 86 |
| 2025 Q3 | $186.78M | $168.97M | $116.48M | $3.04M | 85 |
| 2025 Q2 | $184.19M | $166.56M | $114.53M | $1.96M | 82 |
| 2025 Q1 | $186.02M | $168.47M | $112.26M | $983,000 | 86 |
| 2024 Q4 | $177.29M | $159.78M | $114.40M | $4.21M | 84 |
| 2024 Q3 | $180.53M | $162.61M | $116.12M | $3.18M | 83 |
| 2024 Q2 | $177.59M | $160.05M | $113.49M | $1.96M | 86 |
| 2024 Q1 | $176.21M | $158.73M | $120.06M | $995,000 | 83 |
| 2023 Q4 | $180.75M | $163.20M | $119.05M | $3.97M | 83 |
| 2023 Q3 | $198.61M | $181.25M | $117.16M | $2.83M | 83 |
| 2023 Q2 | $185.75M | $169.02M | $122.04M | $1.61M | 82 |
| 2023 Q1 | $187.29M | $171.07M | $117.88M | $723,000 | 81 |
| 2022 Q4 | $192.92M | $172.55M | $116.40M | $1.89M | 83 |
| 2022 Q3 | $202.94M | $182.94M | $119.65M | $1.16M | 78 |
| 2022 Q2 | $195.00M | $175.54M | $120.03M | $646,000 | 78 |
| 2022 Q1 | $199.64M | $180.41M | $118.32M | $420,000 | 75 |
| 2021 Q4 | $201.29M | $182.59M | $122.03M | $1.77M | 74 |
| 2021 Q3 | $210.15M | $191.16M | $129.47M | $1.34M | 79 |
| 2021 Q2 | $202.00M | $183.04M | $127.11M | $904,000 | 76 |
| 2021 Q1 | $204.80M | $185.87M | $132.55M | $452,000 | 74 |
| 2020 Q4 | $191.91M | $173.01M | $132.28M | $1.72M | 72 |
| 2020 Q3 | $190.31M | $171.19M | $138.55M | $1.31M | 75 |
| 2020 Q2 | $180.89M | $161.63M | $141.71M | $931,000 | 80 |
| 2020 Q1 | $158.86M | $139.85M | $126.44M | $364,000 | 83 |