Institution Profile
Website:
FDIC Profile:
Established:
10/22/1979
Branches:
7
Branches by Region
IL 7
Financial Overview
Total Assets
$301.89M
Total Deposits
$246.74M
Total Loans
$186.66M
Equity Capital
$37.27M
Employees
43
Allowance for Loan Losses
$2.07M
Performance Ratios
Net Worth Ratio
12.35%
Loan-to-Deposit Ratio
75.65%
Coverage Ratio
1.11% Allowance / Total Loans
Net Income
$1.83M
Return on Assets (ROA)
0.61%
Return on Equity (ROE)
5.15%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +31.49% Total Deposits: +22.93% Total Loans: +20.31% since 2020 Q1
Employee Growth
Employee Growth
Employees: -41.89% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$78.23M 42.1%
1-4 Family Residential
$48.73M 26.2%
Commercial & Industrial
$26.58M 14.3%
Construction
$9.61M 5.2%
Multifamily
$9.04M 4.9%
Agricultural
$8.44M 4.5%
Farmland
$4.41M 2.4%
Other Consumer
$711,000 0.4%
Municipal
$86,000 0.0%
Auto Loans
$26,000 0.0%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +4487.50% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $301.89M | $246.74M | $186.66M | $1.83M | 43 |
| 2025 Q3 | $301.07M | $248.06M | $162.96M | $1.23M | 43 |
| 2025 Q2 | $299.01M | $243.81M | $165.56M | $764,000 | 42 |
| 2025 Q1 | $296.82M | $247.03M | $169.43M | $428,000 | 42 |
| 2024 Q4 | $294.17M | $248.49M | $174.65M | $1.48M | 39 |
| 2024 Q3 | $290.53M | $247.42M | $178.13M | $1.03M | 42 |
| 2024 Q2 | $286.10M | $244.87M | $176.22M | $674,000 | 36 |
| 2024 Q1 | $281.15M | $244.88M | $167.80M | $230,000 | 40 |
| 2023 Q4 | $282.38M | $242.40M | $154.31M | $781,000 | 41 |
| 2023 Q3 | $283.74M | $234.08M | $151.79M | $682,000 | 43 |
| 2023 Q2 | $286.63M | $224.89M | $153.89M | $437,000 | 46 |
| 2023 Q1 | $284.30M | $223.84M | $159.06M | $235,000 | 49 |
| 2022 Q4 | $277.74M | $231.71M | $158.61M | $1.37M | 43 |
| 2022 Q3 | $262.69M | $232.29M | $135.94M | $1.00M | 40 |
| 2022 Q2 | $269.50M | $238.22M | $129.43M | $461,000 | 40 |
| 2022 Q1 | $279.12M | $240.90M | $121.84M | $333,000 | 37 |
| 2021 Q4 | $287.99M | $245.95M | $131.54M | $948,000 | 39 |
| 2021 Q3 | $292.03M | $250.40M | $142.98M | $849,000 | 44 |
| 2021 Q2 | $291.67M | $250.75M | $160.57M | $375,000 | 55 |
| 2021 Q1 | $277.69M | $249.70M | $170.37M | -$115,000 | 64 |
| 2020 Q4 | $260.54M | $231.82M | $171.49M | $722,000 | 62 |
| 2020 Q3 | $258.38M | $225.74M | $171.07M | $370,000 | 62 |
| 2020 Q2 | $255.28M | $222.66M | $177.69M | -$114,000 | 66 |
| 2020 Q1 | $229.59M | $200.72M | $155.15M | $40,000 | 74 |