Institution Profile
Website:
FDIC Profile:
Established:
1/1/1917
Branches:
2
Branches by Region
IA 2
Financial Overview
Total Assets
$335.55M
Total Deposits
$278.38M
Total Loans
$265.14M
Equity Capital
$28.04M
Employees
25
Allowance for Loan Losses
$2.43M
Performance Ratios
Net Worth Ratio
8.36%
Loan-to-Deposit Ratio
95.24%
Coverage Ratio
0.92% Allowance / Total Loans
Net Income
$5.09M
Return on Assets (ROA)
1.59%
Return on Equity (ROE)
20.10%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +67.60% Total Deposits: +71.84% Total Loans: +77.30% since 2020 Q1
Employee Growth
Employee Growth
Employees: -3.85% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$132.32M 49.9%
Commercial Real Estate
$45.80M 17.3%
Commercial & Industrial
$26.14M 9.9%
Farmland
$20.55M 7.7%
Agricultural
$18.11M 6.8%
Construction
$11.48M 4.3%
Auto Loans
$4.90M 1.8%
Multifamily
$3.62M 1.4%
Other Consumer
$1.40M 0.5%
Municipal
$821,000 0.3%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +802.84% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $335.55M | $278.38M | $265.14M | $5.09M | 25 |
| 2025 Q3 | $316.05M | $259.92M | $254.13M | $4.00M | 26 |
| 2025 Q2 | $311.82M | $255.54M | $244.93M | $2.63M | 25 |
| 2025 Q1 | $321.21M | $271.40M | $241.01M | $1.09M | 25 |
| 2024 Q4 | $318.78M | $269.06M | $238.12M | $2.70M | 26 |
| 2024 Q3 | $309.31M | $258.19M | $232.51M | $2.02M | 27 |
| 2024 Q2 | $297.66M | $252.17M | $222.18M | $1.21M | 27 |
| 2024 Q1 | $293.02M | $249.96M | $214.26M | $623,000 | 26 |
| 2023 Q4 | $289.19M | $249.11M | $208.39M | $2.62M | 25 |
| 2023 Q3 | $280.99M | $241.55M | $199.61M | $2.23M | 26 |
| 2023 Q2 | $273.54M | $234.65M | $185.77M | $1.60M | 26 |
| 2023 Q1 | $266.34M | $232.97M | $179.24M | $851,000 | 26 |
| 2022 Q4 | $261.10M | $226.93M | $176.96M | $2.91M | 26 |
| 2022 Q3 | $258.24M | $231.02M | $169.74M | $2.30M | 25 |
| 2022 Q2 | $255.68M | $227.14M | $161.20M | $1.39M | 25 |
| 2022 Q1 | $242.77M | $213.08M | $156.72M | $612,000 | 24 |
| 2021 Q4 | $237.39M | $204.74M | $155.40M | $3.15M | 27 |
| 2021 Q3 | $238.40M | $202.73M | $152.98M | $2.86M | 27 |
| 2021 Q2 | $238.03M | $203.24M | $156.65M | $1.67M | 27 |
| 2021 Q1 | $232.07M | $197.52M | $157.11M | $777,000 | 27 |
| 2020 Q4 | $223.33M | $189.96M | $152.32M | $2.32M | 26 |
| 2020 Q3 | $217.75M | $178.92M | $164.44M | $1.83M | 26 |
| 2020 Q2 | $217.67M | $178.74M | $162.50M | $1.15M | 28 |
| 2020 Q1 | $200.21M | $162.00M | $149.55M | $564,000 | 26 |