Institution Profile
Branches by Region
CA 18 NV 2
Financial Overview
Total Assets
$2.24B
Total Deposits
$1.82B
Total Loans
$1.52B
Equity Capital
$272.90M
Employees
234
Allowance for Loan Losses
$19.96M
Performance Ratios
Net Worth Ratio
12.19%
Loan-to-Deposit Ratio
83.33%
Coverage Ratio
1.32% Allowance / Total Loans
Net Income
$30.71M
Return on Assets (ROA)
1.64%
Return on Equity (ROE)
14.01%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +154.70% Total Deposits: +138.34% Total Loans: +141.64% since 2020 Q1
Employee Growth
Employee Growth
Employees: +42.68% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$849.06M 56.1%
Commercial & Industrial
$167.51M 11.1%
Multifamily
$154.97M 10.2%
Farmland
$113.19M 7.5%
1-4 Family Residential
$87.74M 5.8%
Agricultural
$44.51M 2.9%
Auto Loans
$40.70M 2.7%
Construction
$40.02M 2.6%
Other Consumer
$15.62M 1.0%
Municipal
$132,000 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: -38.46% Cancelled: -100.00% since 2020 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: +28.15% Guaranteed: +27.65% Cancelled: -100.00% since 2020 Q1
Net Income Trend
Net Income Trend
Net Income: +785.75% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $2.24B | $1.82B | $1.52B | $30.71M | 234 |
| 2025 Q3 | $2.23B | $1.83B | $1.50B | $19.39M | 233 |
| 2025 Q2 | $1.63B | $1.38B | $1.02B | $13.91M | 182 |
| 2025 Q1 | $1.63B | $1.39B | $1.01B | $7.38M | 184 |
| 2024 Q4 | $1.62B | $1.38B | $1.02B | $29.46M | 183 |
| 2024 Q3 | $1.66B | $1.36B | $1.01B | $21.53M | 189 |
| 2024 Q2 | $1.64B | $1.32B | $1.00B | $13.47M | 185 |
| 2024 Q1 | $1.64B | $1.31B | $979.30M | $6.43M | 182 |
| 2023 Q4 | $1.61B | $1.34B | $961.47M | $29.25M | 175 |
| 2023 Q3 | $1.57B | $1.41B | $961.67M | $21.57M | 180 |
| 2023 Q2 | $1.57B | $1.40B | $938.43M | $13.46M | 176 |
| 2023 Q1 | $1.58B | $1.41B | $918.35M | $6.66M | 180 |
| 2022 Q4 | $1.62B | $1.46B | $916.99M | $27.04M | 180 |
| 2022 Q3 | $1.65B | $1.51B | $861.06M | $19.04M | 172 |
| 2022 Q2 | $1.62B | $1.47B | $868.99M | $11.66M | 171 |
| 2022 Q1 | $1.62B | $1.47B | $854.53M | $5.84M | 171 |
| 2021 Q4 | $1.61B | $1.44B | $871.01M | $21.48M | 177 |
| 2021 Q3 | $1.57B | $1.41B | $867.28M | $15.89M | 176 |
| 2021 Q2 | $1.27B | $1.13B | $735.28M | $9.19M | 150 |
| 2021 Q1 | $1.21B | $1.07B | $732.38M | $4.57M | 155 |
| 2020 Q4 | $1.11B | $974.39M | $710.70M | $15.00M | 158 |
| 2020 Q3 | $1.11B | $977.77M | $747.25M | $10.61M | 156 |
| 2020 Q2 | $1.04B | $904.14M | $741.03M | $6.80M | 159 |
| 2020 Q1 | $878.80M | $763.19M | $627.29M | $3.47M | 164 |