Institution Profile
Address: 720 Main St Nw Bourbonnais, IL 60914
Website:
FDIC Profile:
Established:
10/2/1981
Branches:
2
Branches by Region
IL 2
Financial Overview
Total Assets
$355.04M
Total Deposits
$282.00M
Total Loans
$259.60M
Equity Capital
$53.12M
Employees
49
Allowance for Loan Losses
$3.06M
Performance Ratios
Net Worth Ratio
14.96%
Loan-to-Deposit Ratio
92.06%
Coverage Ratio
1.18% Allowance / Total Loans
Net Income
$10.17M
Return on Assets (ROA)
2.88%
Return on Equity (ROE)
17.83%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +10.74% Total Deposits: +8.69% Total Loans: +38.98% since 2020 Q1
Employee Growth
Employee Growth
Employees: +4.26% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$103.62M 39.9%
Commercial Real Estate
$79.41M 30.6%
Multifamily
$43.93M 16.9%
Farmland
$14.48M 5.6%
Commercial & Industrial
$10.96M 4.2%
Construction
$5.23M 2.0%
Municipal
$1.08M 0.4%
Auto Loans
$442,000 0.2%
Other Consumer
$325,000 0.1%
Agricultural
$62,000 0.0%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +404.02% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $355.04M | $282.00M | $259.60M | $10.17M | 49 |
| 2025 Q3 | $348.18M | $274.72M | $258.23M | $7.99M | 49 |
| 2025 Q2 | $354.25M | $283.46M | $254.44M | $5.31M | 51 |
| 2025 Q1 | $356.43M | $280.11M | $248.17M | $2.83M | 50 |
| 2024 Q4 | $350.50M | $274.65M | $248.81M | $8.05M | 50 |
| 2024 Q3 | $351.01M | $273.66M | $243.29M | $6.52M | 50 |
| 2024 Q2 | $357.33M | $281.33M | $232.68M | $4.31M | 51 |
| 2024 Q1 | $358.41M | $280.01M | $243.22M | $2.20M | 49 |
| 2023 Q4 | $350.36M | $272.35M | $244.28M | $8.44M | 53 |
| 2023 Q3 | $344.34M | $276.14M | $244.97M | $6.66M | 49 |
| 2023 Q2 | $349.57M | $285.87M | $242.84M | $4.36M | 49 |
| 2023 Q1 | $344.60M | $283.49M | $232.11M | $2.01M | 48 |
| 2022 Q4 | $343.38M | $286.15M | $231.07M | $7.49M | 49 |
| 2022 Q3 | $356.15M | $288.44M | $231.70M | $5.71M | 52 |
| 2022 Q2 | $361.46M | $296.02M | $221.95M | $3.80M | 50 |
| 2022 Q1 | $367.44M | $301.07M | $213.09M | $1.73M | 51 |
| 2021 Q4 | $356.55M | $288.21M | $209.33M | $6.18M | 58 |
| 2021 Q3 | $351.47M | $289.19M | $205.94M | $4.93M | 57 |
| 2021 Q2 | $347.85M | $284.45M | $208.86M | $3.42M | 56 |
| 2021 Q1 | $343.79M | $281.49M | $207.09M | $1.85M | 55 |
| 2020 Q4 | $328.43M | $269.60M | $202.48M | $7.84M | 53 |
| 2020 Q3 | $324.37M | $262.48M | $207.01M | $6.44M | 54 |
| 2020 Q2 | $324.80M | $265.66M | $200.19M | $4.29M | 50 |
| 2020 Q1 | $320.61M | $259.46M | $186.79M | $2.02M | 47 |