Institution Profile
Website:
FDIC Profile:
Established:
12/13/1985
Branches:
3
Branches by Region
MO 3
Financial Overview
Total Assets
$141.76M
Total Deposits
$123.98M
Total Loans
$118.00M
Equity Capital
$17.32M
Employees
35
Allowance for Loan Losses
$1.41M
Performance Ratios
Net Worth Ratio
12.22%
Loan-to-Deposit Ratio
95.18%
Coverage Ratio
1.20% Allowance / Total Loans
Net Income
$3.99M
Return on Assets (ROA)
2.86%
Return on Equity (ROE)
24.62%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +73.28% Total Deposits: +72.52% Total Loans: +99.77% since 2020 Q1
Employee Growth
Employee Growth
Employees: +16.67% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$54.51M 46.2%
Commercial Real Estate
$18.46M 15.7%
Farmland
$14.90M 12.6%
Commercial & Industrial
$9.14M 7.8%
Agricultural
$6.76M 5.7%
Construction
$5.91M 5.0%
Other Consumer
$4.17M 3.5%
Auto Loans
$2.96M 2.5%
Multifamily
$893,000 0.8%
Municipal
$204,000 0.2%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +778.41% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $141.76M | $123.98M | $118.00M | $3.99M | 35 |
| 2025 Q3 | $140.61M | $123.34M | $111.50M | $2.99M | 32 |
| 2025 Q2 | $140.27M | $123.64M | $110.11M | $1.96M | 32 |
| 2025 Q1 | $140.70M | $124.75M | $108.52M | $977,000 | 31 |
| 2024 Q4 | $132.90M | $117.40M | $108.45M | $3.21M | 30 |
| 2024 Q3 | $129.68M | $114.69M | $105.55M | $2.26M | 30 |
| 2024 Q2 | $125.28M | $110.77M | $102.36M | $1.47M | 31 |
| 2024 Q1 | $123.82M | $109.82M | $100.15M | $721,000 | 32 |
| 2023 Q4 | $119.20M | $105.27M | $99.19M | $2.78M | 33 |
| 2023 Q3 | $120.22M | $106.71M | $97.76M | $2.10M | 33 |
| 2023 Q2 | $113.04M | $99.95M | $96.63M | $1.38M | 31 |
| 2023 Q1 | $111.60M | $99.01M | $92.71M | $661,000 | 31 |
| 2022 Q4 | $107.36M | $94.95M | $89.58M | $2.26M | 31 |
| 2022 Q3 | $108.78M | $96.99M | $85.05M | $1.79M | 29 |
| 2022 Q2 | $110.44M | $98.90M | $77.58M | $1.06M | 27 |
| 2022 Q1 | $111.71M | $100.41M | $74.97M | $481,000 | 27 |
| 2021 Q4 | $108.39M | $96.98M | $73.35M | $2.38M | 29 |
| 2021 Q3 | $106.70M | $95.53M | $70.91M | $1.88M | 30 |
| 2021 Q2 | $107.90M | $97.04M | $67.54M | $1.39M | 30 |
| 2021 Q1 | $105.89M | $95.30M | $64.23M | $824,000 | 28 |
| 2020 Q4 | $96.53M | $86.29M | $60.96M | $1.71M | 32 |
| 2020 Q3 | $92.02M | $81.78M | $62.03M | $1.32M | 30 |
| 2020 Q2 | $86.71M | $76.56M | $60.53M | $922,000 | 30 |
| 2020 Q1 | $81.81M | $71.86M | $59.07M | $454,000 | 30 |