Institution Profile
Address: 105 Locust St Brooksville, KY 41004
Website:
FDIC Profile:
Established:
7/7/1907
Branches:
2
Branches by Region
KY 2
Financial Overview
Total Assets
$72.89M
Total Deposits
$64.18M
Total Loans
$41.89M
Equity Capital
$8.14M
Employees
16
Allowance for Loan Losses
$442,000
Performance Ratios
Net Worth Ratio
11.17%
Loan-to-Deposit Ratio
65.26%
Coverage Ratio
1.06% Allowance / Total Loans
Net Income
$719,000
Return on Assets (ROA)
0.98%
Return on Equity (ROE)
9.38%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +12.34% Total Deposits: +13.39% Total Loans: +24.24% since 2020 Q1
Employee Growth
Employee Growth
Employees: +23.08% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$26.66M 63.8%
Farmland
$7.25M 17.4%
Commercial Real Estate
$1.99M 4.8%
Construction
$1.55M 3.7%
Agricultural
$1.35M 3.2%
Auto Loans
$1.33M 3.2%
Other Consumer
$881,000 2.1%
Commercial & Industrial
$751,000 1.8%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +453.08% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $72.89M | $64.18M | $41.89M | $719,000 | 16 |
| 2025 Q3 | $71.08M | $61.89M | $41.92M | $555,000 | 16 |
| 2025 Q2 | $73.44M | $62.41M | $40.90M | $313,000 | 16 |
| 2025 Q1 | $76.04M | $64.31M | $41.06M | $132,000 | 16 |
| 2024 Q4 | $74.52M | $63.95M | $40.78M | $418,000 | 16 |
| 2024 Q3 | $75.51M | $63.78M | $40.37M | $291,000 | 15 |
| 2024 Q2 | $74.30M | $67.43M | $38.72M | $179,000 | 15 |
| 2024 Q1 | $73.71M | $67.02M | $37.60M | $34,000 | 15 |
| 2023 Q4 | $74.67M | $67.80M | $38.19M | $602,000 | 15 |
| 2023 Q3 | $74.05M | $67.24M | $38.43M | $534,000 | 16 |
| 2023 Q2 | $75.01M | $68.96M | $37.81M | $364,000 | 16 |
| 2023 Q1 | $77.28M | $70.97M | $37.10M | $191,000 | 15 |
| 2022 Q4 | $76.78M | $70.92M | $37.06M | $472,000 | 14 |
| 2022 Q3 | $73.73M | $68.16M | $36.26M | $317,000 | 14 |
| 2022 Q2 | $74.97M | $68.83M | $35.73M | $213,000 | 15 |
| 2022 Q1 | $74.45M | $67.73M | $35.22M | $82,000 | 15 |
| 2021 Q4 | $74.76M | $66.74M | $34.41M | $671,000 | 14 |
| 2021 Q3 | $72.73M | $64.20M | $34.05M | $608,000 | 15 |
| 2021 Q2 | $73.05M | $64.86M | $33.88M | $316,000 | 14 |
| 2021 Q1 | $71.74M | $63.55M | $33.53M | $64,000 | 13 |
| 2020 Q4 | $69.08M | $60.51M | $33.02M | $429,000 | 13 |
| 2020 Q3 | $68.21M | $59.62M | $33.62M | $345,000 | 13 |
| 2020 Q2 | $68.90M | $60.41M | $33.09M | $255,000 | 13 |
| 2020 Q1 | $64.89M | $56.60M | $33.72M | $130,000 | 13 |