Institution Profile
Branches by Region
IL 3
Financial Overview
Total Assets
$362.55M
Total Deposits
$300.95M
Total Loans
$309.95M
Equity Capital
$40.18M
Employees
46
Allowance for Loan Losses
$4.19M
Performance Ratios
Net Worth Ratio
11.08%
Loan-to-Deposit Ratio
102.99%
Coverage Ratio
1.35% Allowance / Total Loans
Net Income
$2.12M
Return on Assets (ROA)
0.60%
Return on Equity (ROE)
5.30%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +18.17% Total Deposits: +22.66% Total Loans: +22.18% since 2020 Q1
Employee Growth
Employee Growth
Employees: -14.81% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$165.76M 53.5%
Commercial Real Estate
$63.01M 20.3%
Commercial & Industrial
$28.70M 9.3%
Construction
$20.18M 6.5%
Multifamily
$14.35M 4.6%
Farmland
$11.51M 3.7%
Agricultural
$4.41M 1.4%
Auto Loans
$1.44M 0.5%
Municipal
$328,000 0.1%
Other Consumer
$275,000 0.1%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +2039.39% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $362.55M | $300.95M | $309.95M | $2.12M | 46 |
| 2025 Q3 | $354.21M | $294.52M | $302.81M | $1.65M | 43 |
| 2025 Q2 | $346.76M | $280.69M | $306.30M | $1.12M | 43 |
| 2025 Q1 | $351.70M | $287.91M | $299.19M | $499,000 | 44 |
| 2024 Q4 | $353.60M | $285.44M | $306.25M | $1.14M | 43 |
| 2024 Q3 | $355.09M | $278.51M | $308.83M | $541,000 | 42 |
| 2024 Q2 | $353.15M | $279.35M | $307.02M | $283,000 | 43 |
| 2024 Q1 | $357.38M | $284.04M | $310.63M | $338,000 | 44 |
| 2023 Q4 | $363.86M | $283.85M | $316.55M | $2.08M | 46 |
| 2023 Q3 | $365.16M | $286.87M | $317.99M | $1.64M | 46 |
| 2023 Q2 | $366.70M | $293.57M | $322.56M | $1.06M | 46 |
| 2023 Q1 | $369.08M | $297.20M | $321.08M | $473,000 | 49 |
| 2022 Q4 | $357.79M | $290.95M | $312.05M | $2.56M | 48 |
| 2022 Q3 | $359.10M | $295.59M | $304.25M | $1.98M | 52 |
| 2022 Q2 | $343.17M | $284.04M | $294.37M | $1.64M | 50 |
| 2022 Q1 | $348.57M | $282.59M | $285.69M | $893,000 | 51 |
| 2021 Q4 | $342.53M | $274.60M | $287.92M | $2.95M | 53 |
| 2021 Q3 | $342.95M | $274.48M | $275.50M | $2.17M | 56 |
| 2021 Q2 | $330.21M | $260.77M | $284.42M | $1.36M | 58 |
| 2021 Q1 | $323.55M | $255.48M | $274.33M | $578,000 | 56 |
| 2020 Q4 | $307.63M | $237.41M | $258.58M | $2.59M | 53 |
| 2020 Q3 | $310.40M | $242.59M | $260.21M | $1.73M | 52 |
| 2020 Q2 | $311.81M | $244.81M | $258.04M | $913,000 | 54 |
| 2020 Q1 | $306.80M | $245.36M | $253.68M | $99,000 | 54 |