Institution Profile
Branches by Region
ME 2
Financial Overview
Total Assets
$102.19M
Total Deposits
$75.53M
Total Loans
$83.70M
Equity Capital
$6.78M
Employees
16
Allowance for Loan Losses
$809,000
Performance Ratios
Net Worth Ratio
6.63%
Loan-to-Deposit Ratio
110.82%
Coverage Ratio
0.97% Allowance / Total Loans
Net Income
$356,000
Return on Assets (ROA)
0.35%
Return on Equity (ROE)
5.62%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +20.76% Total Deposits: +12.11% Total Loans: +17.07% since 2020 Q1
Employee Growth
Employee Growth
Employees: -15.79% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$61.39M 73.3%
Commercial Real Estate
$6.70M 8.0%
Multifamily
$4.01M 4.8%
Construction
$3.96M 4.7%
Commercial & Industrial
$3.83M 4.6%
Other Consumer
$2.77M 3.3%
Farmland
$586,000 0.7%
Auto Loans
$436,000 0.5%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +256.00% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $102.19M | $75.53M | $83.70M | $356,000 | 16 |
| 2025 Q3 | $101.62M | $74.33M | $83.10M | $250,000 | 15 |
| 2025 Q2 | $102.73M | $76.45M | $82.44M | $126,000 | 15 |
| 2025 Q1 | $101.15M | $72.29M | $81.72M | $55,000 | 14 |
| 2024 Q4 | $102.31M | $74.61M | $83.16M | $32,000 | 16 |
| 2024 Q3 | $102.40M | $74.87M | $81.03M | $67,000 | 17 |
| 2024 Q2 | $102.47M | $74.55M | $82.14M | $54,000 | 16 |
| 2024 Q1 | $103.46M | $74.97M | $83.77M | $19,000 | 16 |
| 2023 Q4 | $105.41M | $79.22M | $84.94M | -$68,000 | 17 |
| 2023 Q3 | $101.27M | $77.42M | $81.19M | -$27,000 | 17 |
| 2023 Q2 | $103.99M | $78.62M | $81.09M | -$15,000 | 16 |
| 2023 Q1 | $101.74M | $79.64M | $79.16M | $19,000 | 18 |
| 2022 Q4 | $101.57M | $81.27M | $78.73M | $95,000 | 17 |
| 2022 Q3 | $98.79M | $81.54M | $78.08M | $72,000 | 20 |
| 2022 Q2 | $98.21M | $80.51M | $77.14M | $46,000 | 20 |
| 2022 Q1 | $92.04M | $76.92M | $74.65M | $1,000 | 19 |
| 2021 Q4 | $92.91M | $78.70M | $72.11M | $249,000 | 21 |
| 2021 Q3 | $96.07M | $80.50M | $75.43M | $225,000 | 22 |
| 2021 Q2 | $100.43M | $82.24M | $77.08M | $143,000 | 19 |
| 2021 Q1 | $99.40M | $80.40M | $79.21M | $87,000 | 17 |
| 2020 Q4 | $90.94M | $72.14M | $77.43M | $417,000 | 19 |
| 2020 Q3 | $89.08M | $69.48M | $76.84M | $285,000 | 19 |
| 2020 Q2 | $88.76M | $66.56M | $76.67M | $152,000 | 19 |
| 2020 Q1 | $84.62M | $67.37M | $71.50M | $100,000 | 19 |