Institution Profile
Branches by Region
PA 7
Financial Overview
Total Assets
$1.01B
Total Deposits
$852.63M
Total Loans
$702.74M
Equity Capital
$153.16M
Employees
129
Allowance for Loan Losses
$1.80M
Performance Ratios
Net Worth Ratio
15.15%
Loan-to-Deposit Ratio
82.42%
Coverage Ratio
0.26% Allowance / Total Loans
Net Income
$3.00M
Return on Assets (ROA)
0.30%
Return on Equity (ROE)
2.00%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +5.36% Total Deposits: +5.23% Total Loans: +12.31% since 2020 Q1
Employee Growth
Employee Growth
Employees: +6.61% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$659.74M 93.9%
Construction
$24.32M 3.5%
Commercial Real Estate
$10.87M 1.5%
Multifamily
$4.99M 0.7%
Other Consumer
$2.81M 0.4%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +262.39% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $1.01B | $852.63M | $702.74M | $3.00M | 129 |
| 2025 Q3 | $1.00B | $840.37M | $693.67M | $2.41M | 131 |
| 2025 Q2 | $1.01B | $857.40M | $678.64M | $1.69M | 131 |
| 2025 Q1 | $1.01B | $855.97M | $674.40M | $771,000 | 132 |
| 2024 Q4 | $1.02B | $866.04M | $673.24M | $1.87M | 132 |
| 2024 Q3 | $1.04B | $877.64M | $669.05M | $1.72M | 135 |
| 2024 Q2 | $1.04B | $886.11M | $663.17M | $1.65M | 137 |
| 2024 Q1 | $1.05B | $895.50M | $664.78M | $691,000 | 133 |
| 2023 Q4 | $1.03B | $878.87M | $667.78M | $6.43M | 133 |
| 2023 Q3 | $1.02B | $877.10M | $667.57M | $5.48M | 135 |
| 2023 Q2 | $1.03B | $887.78M | $661.00M | $4.14M | 135 |
| 2023 Q1 | $1.06B | $912.29M | $656.67M | $2.36M | 130 |
| 2022 Q4 | $1.06B | $915.02M | $657.63M | $6.92M | 125 |
| 2022 Q3 | $1.06B | $917.62M | $650.90M | $4.32M | 124 |
| 2022 Q2 | $1.05B | $910.02M | $645.43M | $2.02M | 126 |
| 2022 Q1 | $1.05B | $909.32M | $635.19M | $870,000 | 125 |
| 2021 Q4 | $1.04B | $893.37M | $635.00M | $2.61M | 124 |
| 2021 Q3 | $1.01B | $862.13M | $635.19M | $1.45M | 124 |
| 2021 Q2 | $1.02B | $869.30M | $634.10M | $1.00M | 125 |
| 2021 Q1 | $1.03B | $875.97M | $634.14M | $419,000 | 123 |
| 2020 Q4 | $998.49M | $849.39M | $638.59M | $1.87M | 125 |
| 2020 Q3 | $983.92M | $832.88M | $635.64M | $1.47M | 123 |
| 2020 Q2 | $983.05M | $833.98M | $628.62M | $1.23M | 122 |
| 2020 Q1 | $959.57M | $810.27M | $625.73M | $827,000 | 121 |