Institution Profile
Branches by Region
IL 2
Financial Overview
Total Assets
$247.59M
Total Deposits
$219.61M
Total Loans
$153.14M
Equity Capital
$26.35M
Employees
34
Allowance for Loan Losses
$1.79M
Performance Ratios
Net Worth Ratio
10.64%
Loan-to-Deposit Ratio
69.73%
Coverage Ratio
1.17% Allowance / Total Loans
Net Income
$2.12M
Return on Assets (ROA)
0.87%
Return on Equity (ROE)
8.77%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +20.87% Total Deposits: +21.47% Total Loans: +7.20% since 2020 Q1
Employee Growth
Employee Growth
Employees: -8.11% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Agricultural
$51.77M 33.8%
Farmland
$46.20M 30.2%
1-4 Family Residential
$24.28M 15.9%
Commercial Real Estate
$10.14M 6.6%
Auto Loans
$9.56M 6.2%
Commercial & Industrial
$7.28M 4.8%
Other Consumer
$2.58M 1.7%
Construction
$848,000 0.6%
Multifamily
$479,000 0.3%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +664.26% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $247.59M | $219.61M | $153.14M | $2.12M | 34 |
| 2025 Q3 | $243.00M | $216.12M | $154.38M | $1.47M | 34 |
| 2025 Q2 | $237.55M | $212.21M | $150.74M | $1.04M | 36 |
| 2025 Q1 | $243.15M | $218.45M | $152.46M | $443,000 | 35 |
| 2024 Q4 | $245.73M | $212.21M | $153.00M | $1.30M | 36 |
| 2024 Q3 | $243.51M | $209.40M | $146.79M | $981,000 | 36 |
| 2024 Q2 | $245.82M | $213.53M | $145.59M | $663,000 | 37 |
| 2024 Q1 | $245.81M | $219.20M | $144.67M | $304,000 | 37 |
| 2023 Q4 | $254.63M | $218.21M | $142.33M | $1.26M | 37 |
| 2023 Q3 | $246.85M | $212.96M | $135.68M | $990,000 | 35 |
| 2023 Q2 | $250.33M | $220.96M | $133.76M | $681,000 | 36 |
| 2023 Q1 | $249.09M | $229.83M | $131.42M | $317,000 | 36 |
| 2022 Q4 | $254.02M | $230.53M | $133.92M | $1.18M | 36 |
| 2022 Q3 | $246.88M | $224.70M | $129.15M | $854,000 | 36 |
| 2022 Q2 | $249.53M | $231.54M | $126.52M | $595,000 | 37 |
| 2022 Q1 | $264.46M | $237.97M | $127.21M | $312,000 | 37 |
| 2021 Q4 | $257.52M | $227.44M | $130.31M | $1.33M | 39 |
| 2021 Q3 | $243.08M | $212.55M | $126.35M | $966,000 | 39 |
| 2021 Q2 | $244.79M | $214.90M | $127.16M | $495,000 | 39 |
| 2021 Q1 | $239.76M | $215.13M | $131.03M | $177,000 | 37 |
| 2020 Q4 | $224.59M | $199.73M | $125.90M | $1.15M | 38 |
| 2020 Q3 | $212.11M | $187.31M | $133.12M | $876,000 | 40 |
| 2020 Q2 | $210.46M | $185.90M | $139.20M | $518,000 | 40 |
| 2020 Q1 | $204.85M | $180.80M | $142.86M | $277,000 | 37 |