Institution Profile
Website:
FDIC Profile:
Established:
1/1/1865
Branches:
6
Branches by Region
NJ 6
Financial Overview
Total Assets
$640.68M
Total Deposits
$497.86M
Total Loans
$327.38M
Equity Capital
$62.77M
Employees
61
Allowance for Loan Losses
$4.86M
Performance Ratios
Net Worth Ratio
9.80%
Loan-to-Deposit Ratio
65.76%
Coverage Ratio
1.48% Allowance / Total Loans
Net Income
$1.06M
Return on Assets (ROA)
0.66%
Return on Equity (ROE)
6.86%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Projected Assets
Scenario projections from 1Y, 2Y, and 3Y CAGR lookbacks over the next 12 quarters
Projected Assets
Scenario projections from 1Y, 2Y, and 3Y CAGR lookbacks over the next 12 quarters
Projected Assets (12 Quarters)
1Y CAGR Scenario: +0.08% 2Y CAGR Scenario: -0.15% 3Y CAGR Scenario: +0.01%
Employee Growth
Employee Growth
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$159.90M 48.8%
1-4 Family Residential
$84.50M 25.8%
Commercial & Industrial
$30.62M 9.3%
Construction
$22.11M 6.7%
Municipal
$20.58M 6.3%
Multifamily
$7.02M 2.1%
Farmland
$2.80M 0.9%
Agricultural
$175,000 0.1%
Other Consumer
$83,000 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Net Income Trend
Net Income Trend
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2026 Q1 | $640.68M | $497.86M | $327.38M | $1.06M | 61 |
| 2025 Q4 | $649.60M | $506.41M | $326.28M | $4.23M | 63 |
| 2025 Q3 | $644.16M | $509.07M | $326.90M | $3.53M | 60 |
| 2025 Q2 | $646.77M | $513.83M | $323.36M | $1.90M | 62 |
| 2025 Q1 | $640.17M | $513.22M | $320.77M | $1.30M | 61 |
| 2024 Q4 | $644.10M | $521.34M | $312.33M | $3.86M | 61 |
| 2024 Q3 | $636.92M | $507.51M | $309.83M | $3.04M | 62 |
| 2024 Q2 | $627.16M | $511.26M | $301.21M | $2.09M | 65 |
| 2024 Q1 | $642.63M | $519.46M | $295.46M | $1.07M | 66 |
| 2023 Q4 | $636.70M | $519.70M | $299.70M | $3.50M | 66 |
| 2023 Q3 | $633.46M | $531.23M | $290.83M | $2.57M | 69 |
| 2023 Q2 | $637.37M | $532.28M | $280.82M | $1.62M | 70 |
| 2023 Q1 | $640.42M | $564.59M | $279.38M | $610,000 | 71 |
| 2022 Q4 | $627.02M | $586.82M | $273.00M | $3.58M | 70 |
| 2022 Q3 | $618.02M | $581.98M | $270.89M | $2.72M | 65 |
| 2022 Q2 | $624.18M | $576.97M | $268.13M | $1.77M | 71 |
| 2022 Q1 | $645.97M | $590.59M | $253.25M | $865,000 | 72 |
| 2021 Q4 | $649.06M | $579.30M | $260.38M | $2.53M | 71 |
| 2021 Q3 | $609.90M | $539.62M | $258.48M | $1.71M | 71 |
| 2021 Q2 | $588.37M | $517.60M | $263.01M | $1.15M | 71 |
| 2021 Q1 | $587.66M | $513.71M | $282.85M | $532,000 | 71 |
| 2020 Q4 | $560.17M | $477.56M | $258.95M | $212,000 | 74 |
| 2020 Q3 | $528.48M | $456.47M | $253.95M | $270,000 | 74 |
| 2020 Q2 | $512.12M | $440.12M | $255.08M | $388,000 | 77 |
| 2020 Q1 | $451.17M | $379.74M | $214.52M | $393,000 | 73 |