Institution Profile
Branches by Region
TX 5
Financial Overview
Total Assets
$374.19M
Total Deposits
$310.27M
Total Loans
$307.65M
Equity Capital
$33.40M
Employees
68
Allowance for Loan Losses
$3.55M
Performance Ratios
Net Worth Ratio
8.93%
Loan-to-Deposit Ratio
99.15%
Coverage Ratio
1.16% Allowance / Total Loans
Net Income
$11.50M
Return on Assets (ROA)
3.25%
Return on Equity (ROE)
38.74%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +150.63% Total Deposits: +140.69% Total Loans: +299.32% since 2020 Q1
Employee Growth
Employee Growth
Employees: +100.00% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial & Industrial
$102.47M 33.3%
1-4 Family Residential
$70.49M 22.9%
Commercial Real Estate
$58.90M 19.2%
Construction
$41.66M 13.5%
Farmland
$13.03M 4.2%
Agricultural
$10.03M 3.3%
Other Consumer
$4.54M 1.5%
Multifamily
$4.38M 1.4%
Auto Loans
$2.00M 0.6%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +1957.25% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $374.19M | $310.27M | $307.65M | $11.50M | 68 |
| 2025 Q3 | $370.65M | $281.49M | $305.21M | $9.23M | 67 |
| 2025 Q2 | $370.41M | $304.41M | $293.00M | $5.66M | 62 |
| 2025 Q1 | $330.29M | $302.43M | $265.21M | $2.50M | 59 |
| 2024 Q4 | $322.74M | $298.07M | $252.41M | $8.40M | 57 |
| 2024 Q3 | $306.93M | $281.28M | $235.79M | $5.55M | 55 |
| 2024 Q2 | $319.72M | $288.27M | $227.65M | $2.74M | 53 |
| 2024 Q1 | $273.25M | $243.19M | $209.56M | $1.27M | 55 |
| 2023 Q4 | $292.82M | $258.15M | $216.80M | $5.30M | 54 |
| 2023 Q3 | $275.91M | $258.90M | $205.71M | $3.74M | 50 |
| 2023 Q2 | $261.46M | $244.89M | $191.16M | $2.20M | 51 |
| 2023 Q1 | $242.55M | $225.85M | $176.13M | $983,000 | 48 |
| 2022 Q4 | $243.55M | $225.91M | $182.07M | $4.25M | 43 |
| 2022 Q3 | $235.80M | $221.25M | $172.98M | $2.99M | 44 |
| 2022 Q2 | $220.52M | $205.87M | $157.99M | $1.96M | 42 |
| 2022 Q1 | $222.23M | $205.23M | $140.29M | $1.07M | 40 |
| 2021 Q4 | $210.26M | $189.50M | $124.06M | $3.46M | 37 |
| 2021 Q3 | $202.11M | $179.86M | $93.63M | $2.91M | 32 |
| 2021 Q2 | $179.21M | $157.44M | $87.95M | $1.35M | 33 |
| 2021 Q1 | $171.72M | $150.45M | $83.75M | $531,000 | 34 |
| 2020 Q4 | $160.47M | $139.85M | $75.94M | $2.52M | 33 |
| 2020 Q3 | $156.75M | $135.28M | $82.85M | $1.80M | 33 |
| 2020 Q2 | $158.92M | $137.69M | $81.74M | $1.24M | 33 |
| 2020 Q1 | $149.30M | $128.91M | $77.04M | $559,000 | 34 |