Institution Profile
Branches by Region
OH 2
Financial Overview
Total Assets
$110.14M
Total Deposits
$82.74M
Total Loans
$92.99M
Equity Capital
$15.76M
Employees
17
Allowance for Loan Losses
$441,000
Performance Ratios
Net Worth Ratio
14.31%
Loan-to-Deposit Ratio
112.39%
Coverage Ratio
0.47% Allowance / Total Loans
Net Income
$400,000
Return on Assets (ROA)
0.39%
Return on Equity (ROE)
2.58%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +37.50% Total Deposits: +29.11% Total Loans: +43.02% since 2020 Q1
Employee Growth
Employee Growth
Employees: +13.33% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$43.84M 47.1%
Other Consumer
$17.47M 18.8%
Commercial Real Estate
$11.46M 12.3%
Multifamily
$9.92M 10.7%
Commercial & Industrial
$7.66M 8.2%
Construction
$2.64M 2.8%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +370.59% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $110.14M | $82.74M | $92.99M | $400,000 | 17 |
| 2025 Q3 | $111.74M | $84.33M | $95.19M | $312,000 | 17 |
| 2025 Q2 | $112.12M | $84.15M | $95.56M | $206,000 | 16 |
| 2025 Q1 | $91.96M | $72.44M | $77.80M | $44,000 | 16 |
| 2024 Q4 | $92.77M | $72.93M | $76.98M | -$369,000 | 16 |
| 2024 Q3 | $93.27M | $73.59M | $77.48M | -$370,000 | 17 |
| 2024 Q2 | $92.84M | $72.76M | $77.67M | $12,000 | 17 |
| 2024 Q1 | $90.53M | $70.54M | $74.96M | $10,000 | 17 |
| 2023 Q4 | $88.32M | $69.68M | $74.75M | $329,000 | 16 |
| 2023 Q3 | $87.43M | $69.00M | $74.61M | $269,000 | 17 |
| 2023 Q2 | $84.98M | $68.15M | $72.75M | $223,000 | 16 |
| 2023 Q1 | $85.45M | $68.66M | $72.86M | $132,000 | 16 |
| 2022 Q4 | $87.22M | $71.02M | $73.33M | $558,000 | 16 |
| 2022 Q3 | $87.11M | $70.79M | $73.61M | $331,000 | 16 |
| 2022 Q2 | $88.01M | $72.16M | $72.16M | $184,000 | 17 |
| 2022 Q1 | $87.66M | $71.84M | $69.48M | $85,000 | 19 |
| 2021 Q4 | $88.64M | $72.58M | $70.53M | $640,000 | 18 |
| 2021 Q3 | $86.86M | $70.77M | $69.17M | $496,000 | 16 |
| 2021 Q2 | $87.94M | $71.10M | $70.12M | $347,000 | 16 |
| 2021 Q1 | $85.86M | $69.22M | $69.44M | $205,000 | 16 |
| 2020 Q4 | $86.00M | $69.36M | $66.90M | $676,000 | 15 |
| 2020 Q3 | $83.36M | $66.88M | $64.87M | $486,000 | 16 |
| 2020 Q2 | $82.60M | $65.97M | $63.90M | $274,000 | 16 |
| 2020 Q1 | $80.10M | $64.08M | $65.02M | $85,000 | 15 |