Institution Profile
Website:
FDIC Profile:
Established:
12/27/1909
Branches:
3
Branches by Region
OH 3
Financial Overview
Total Assets
$133.53M
Total Deposits
$103.13M
Total Loans
$95.02M
Equity Capital
$28.89M
Employees
23
Allowance for Loan Losses
$1.40M
Performance Ratios
Net Worth Ratio
21.63%
Loan-to-Deposit Ratio
92.14%
Coverage Ratio
1.47% Allowance / Total Loans
Net Income
$1.10M
Return on Assets (ROA)
0.82%
Return on Equity (ROE)
3.90%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +4.81% Total Deposits: -1.16% Total Loans: -1.29% since 2020 Q1
Employee Growth
Employee Growth
Employees: +0.00% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$62.92M 66.2%
Commercial Real Estate
$21.21M 22.3%
Commercial & Industrial
$6.63M 7.0%
Construction
$1.59M 1.7%
Farmland
$1.26M 1.3%
Multifamily
$1.08M 1.1%
Auto Loans
$262,000 0.3%
Other Consumer
$68,000 0.1%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +193.35% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $133.53M | $103.13M | $95.02M | $1.10M | 23 |
| 2025 Q3 | $134.53M | $104.43M | $97.04M | $758,000 | 24 |
| 2025 Q2 | $133.58M | $103.80M | $97.77M | $470,000 | 22 |
| 2025 Q1 | $134.04M | $104.60M | $98.43M | $138,000 | 23 |
| 2024 Q4 | $137.20M | $107.85M | $96.55M | $966,000 | 24 |
| 2024 Q3 | $135.22M | $106.02M | $100.31M | $710,000 | 26 |
| 2024 Q2 | $134.37M | $105.68M | $103.91M | $302,000 | 25 |
| 2024 Q1 | $135.40M | $107.10M | $104.49M | $223,000 | 24 |
| 2023 Q4 | $137.60M | $109.34M | $104.14M | $2.00M | 24 |
| 2023 Q3 | $137.64M | $109.81M | $102.49M | $1.57M | 24 |
| 2023 Q2 | $137.44M | $110.14M | $100.15M | $1.11M | 24 |
| 2023 Q1 | $140.02M | $113.39M | $95.64M | $520,000 | 21 |
| 2022 Q4 | $139.22M | $113.16M | $93.15M | $1.20M | 23 |
| 2022 Q3 | $148.44M | $122.79M | $90.79M | $757,000 | 24 |
| 2022 Q2 | $149.23M | $123.95M | $90.30M | $383,000 | 22 |
| 2022 Q1 | $146.10M | $121.16M | $88.72M | $97,000 | 23 |
| 2021 Q4 | $144.70M | $119.88M | $88.40M | $870,000 | 22 |
| 2021 Q3 | $146.36M | $121.64M | $86.81M | $729,000 | 22 |
| 2021 Q2 | $144.31M | $119.92M | $86.11M | $401,000 | 22 |
| 2021 Q1 | $148.35M | $124.23M | $84.04M | $144,000 | 22 |
| 2020 Q4 | $143.48M | $119.52M | $87.46M | $1.27M | 21 |
| 2020 Q3 | $138.36M | $114.74M | $88.79M | $937,000 | 22 |
| 2020 Q2 | $138.64M | $115.36M | $95.27M | $618,000 | 23 |
| 2020 Q1 | $127.41M | $104.34M | $96.27M | $376,000 | 23 |