Institution Profile
Address: 9999 Bellaire Blvd Houston, TX 77036
Website:
FDIC Profile:
Established:
5/18/1998
Branches:
20
Branches by Region
TX 13 NV 4 CA 3
Financial Overview
Total Assets
$2.88B
Total Deposits
$2.46B
Total Loans
$2.40B
Equity Capital
$380.97M
Employees
248
Allowance for Loan Losses
$25.64M
Performance Ratios
Net Worth Ratio
13.21%
Loan-to-Deposit Ratio
97.68%
Coverage Ratio
1.07% Allowance / Total Loans
Net Income
$45.50M
Return on Assets (ROA)
1.60%
Return on Equity (ROE)
12.37%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +48.35% Total Deposits: +43.74% Total Loans: +40.91% since 2020 Q1
Employee Growth
Employee Growth
Employees: +7.36% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$1.90B 79.1%
Commercial & Industrial
$188.65M 7.8%
Construction
$139.34M 5.8%
Multifamily
$90.45M 3.8%
1-4 Family Residential
$81.64M 3.4%
Other Consumer
$3.77M 0.2%
Auto Loans
$52,000 0.0%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +690.39% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $2.88B | $2.46B | $2.40B | $45.50M | 248 |
| 2025 Q3 | $2.89B | $2.46B | $2.38B | $39.81M | 249 |
| 2025 Q2 | $2.86B | $2.45B | $2.41B | $25.96M | 241 |
| 2025 Q1 | $2.81B | $2.41B | $2.41B | $12.42M | 246 |
| 2024 Q4 | $2.74B | $2.35B | $2.41B | $34.80M | 247 |
| 2024 Q3 | $2.79B | $2.39B | $2.36B | $28.91M | 245 |
| 2024 Q2 | $2.69B | $2.30B | $2.35B | $19.38M | 248 |
| 2024 Q1 | $2.63B | $2.27B | $2.32B | $9.76M | 248 |
| 2023 Q4 | $2.59B | $2.23B | $2.27B | $43.68M | 255 |
| 2023 Q3 | $2.58B | $2.22B | $2.20B | $39.00M | 264 |
| 2023 Q2 | $2.55B | $2.21B | $2.19B | $26.71M | 254 |
| 2023 Q1 | $2.50B | $2.18B | $2.17B | $13.92M | 247 |
| 2022 Q4 | $2.49B | $2.18B | $2.18B | $49.51M | 243 |
| 2022 Q3 | $2.35B | $2.06B | $2.16B | $40.32M | 236 |
| 2022 Q2 | $2.32B | $2.04B | $2.10B | $26.49M | 236 |
| 2022 Q1 | $2.31B | $2.04B | $2.04B | $10.99M | 239 |
| 2021 Q4 | $2.29B | $2.02B | $2.03B | $36.17M | 235 |
| 2021 Q3 | $2.23B | $1.96B | $1.94B | $29.95M | 231 |
| 2021 Q2 | $2.14B | $1.89B | $1.90B | $19.48M | 232 |
| 2021 Q1 | $2.10B | $1.86B | $1.87B | $9.29M | 233 |
| 2020 Q4 | $2.07B | $1.82B | $1.83B | $24.90M | 231 |
| 2020 Q3 | $2.05B | $1.81B | $1.78B | $20.27M | 231 |
| 2020 Q2 | $1.96B | $1.73B | $1.75B | $12.25M | 233 |
| 2020 Q1 | $1.94B | $1.71B | $1.70B | $5.76M | 231 |