Institution Profile
Website:
FDIC Profile:
Established:
7/20/1998
Branches:
14
Branches by Region
MD 8 DC 3 VA 3
Financial Overview
Total Assets
$10.45B
Total Deposits
$9.14B
Total Loans
$7.37B
Equity Capital
$1.16B
Employees
472
Allowance for Loan Losses
$159.60M
Performance Ratios
Net Worth Ratio
11.10%
Loan-to-Deposit Ratio
80.63%
Coverage Ratio
2.17% Allowance / Total Loans
Net Income
-$119.48M
Return on Assets (ROA)
-1.10%
Return on Equity (ROE)
-9.98%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +4.62% Total Deposits: +11.37% Total Loans: -6.71% since 2020 Q1
Employee Growth
Employee Growth
Employees: -4.45% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$3.13B 44.0%
Construction
$1.22B 17.2%
Multifamily
$1.14B 16.1%
Commercial & Industrial
$974.89M 13.7%
Municipal
$395.26M 5.6%
1-4 Family Residential
$240.20M 3.4%
Other Consumer
$156,000 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: -100.00% since 2020 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: -100.00% Guaranteed: -100.00% since 2020 Q1
Net Income Trend
Net Income Trend
Net Income: -530.46% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $10.45B | $9.14B | $7.37B | -$119.48M | 472 |
| 2025 Q3 | $10.76B | $9.47B | $7.44B | -$130.03M | 468 |
| 2025 Q2 | $10.55B | $9.13B | $7.76B | -$64.43M | 476 |
| 2025 Q1 | $11.27B | $9.29B | $7.96B | $3.53M | 467 |
| 2024 Q4 | $11.08B | $9.15B | $7.93B | -$40.99M | 452 |
| 2024 Q3 | $11.23B | $8.57B | $7.97B | -$61.20M | 455 |
| 2024 Q2 | $11.25B | $8.30B | $8.01B | -$82.83M | 457 |
| 2024 Q1 | $11.56B | $8.54B | $7.98B | $139,000 | 449 |
| 2023 Q4 | $11.61B | $8.85B | $7.97B | $104.95M | 451 |
| 2023 Q3 | $11.11B | $8.41B | $7.92B | $84.04M | 452 |
| 2023 Q2 | $10.98B | $7.75B | $7.77B | $56.07M | 465 |
| 2023 Q1 | $11.04B | $7.51B | $7.74B | $26.65M | 486 |
| 2022 Q4 | $11.10B | $8.71B | $7.64B | $158.65M | 496 |
| 2022 Q3 | $10.66B | $8.79B | $7.31B | $115.58M | 498 |
| 2022 Q2 | $10.88B | $9.21B | $7.17B | $77.53M | 506 |
| 2022 Q1 | $11.17B | $9.62B | $7.14B | $46.77M | 499 |
| 2021 Q4 | $11.80B | $10.02B | $7.11B | $187.23M | 509 |
| 2021 Q3 | $11.55B | $9.73B | $6.90B | $143.90M | 509 |
| 2021 Q2 | $10.93B | $9.12B | $7.32B | $97.76M | 496 |
| 2021 Q1 | $11.10B | $9.29B | $7.67B | $46.24M | 508 |
| 2020 Q4 | $11.02B | $9.22B | $7.85B | $147.52M | 519 |
| 2020 Q3 | $10.09B | $8.21B | $7.96B | $103.39M | 515 |
| 2020 Q2 | $9.78B | $7.98B | $8.09B | $59.70M | 506 |
| 2020 Q1 | $9.98B | $8.21B | $7.90B | $27.76M | 494 |