Institution Profile
Address: 900 E 8th St Washington, MO 63090
Website:
FDIC Profile:
Established:
8/28/2000
Branches:
6
Branches by Region
MO 6
Financial Overview
Total Assets
$408.74M
Total Deposits
$341.66M
Total Loans
$335.54M
Equity Capital
$36.58M
Employees
74
Allowance for Loan Losses
$4.10M
Performance Ratios
Net Worth Ratio
8.95%
Loan-to-Deposit Ratio
98.21%
Coverage Ratio
1.22% Allowance / Total Loans
Net Income
$2.73M
Return on Assets (ROA)
0.65%
Return on Equity (ROE)
7.85%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +52.96% Total Deposits: +48.56% Total Loans: +64.98% since 2020 Q1
Employee Growth
Employee Growth
Employees: +17.46% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$108.73M 32.4%
1-4 Family Residential
$98.86M 29.5%
Commercial & Industrial
$71.36M 21.3%
Construction
$40.81M 12.2%
Farmland
$5.44M 1.6%
Multifamily
$3.63M 1.1%
Other Consumer
$2.37M 0.7%
Municipal
$2.34M 0.7%
Auto Loans
$1.88M 0.6%
Agricultural
$90,000 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: -100.00% since 2020 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: -100.00% Guaranteed: -100.00% since 2020 Q1
Net Income Trend
Net Income Trend
Net Income: +531.25% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $408.74M | $341.66M | $335.54M | $2.73M | 74 |
| 2025 Q3 | $417.16M | $345.19M | $345.43M | $1.94M | 75 |
| 2025 Q2 | $419.34M | $348.37M | $339.13M | $1.14M | 78 |
| 2025 Q1 | $422.50M | $351.92M | $337.67M | $451,000 | 75 |
| 2024 Q4 | $424.07M | $352.06M | $339.14M | $1.74M | 74 |
| 2024 Q3 | $424.02M | $351.16M | $347.46M | $1.00M | 72 |
| 2024 Q2 | $417.15M | $346.76M | $339.81M | $584,000 | 75 |
| 2024 Q1 | $405.59M | $336.23M | $327.68M | $309,000 | 70 |
| 2023 Q4 | $392.37M | $326.94M | $311.17M | $1.51M | 64 |
| 2023 Q3 | $390.95M | $327.85M | $306.42M | $1.02M | 63 |
| 2023 Q2 | $386.34M | $323.46M | $296.18M | $699,000 | 66 |
| 2023 Q1 | $380.48M | $314.65M | $295.27M | $355,000 | 67 |
| 2022 Q4 | $370.78M | $297.73M | $287.65M | $2.43M | 68 |
| 2022 Q3 | $334.04M | $304.21M | $254.96M | $1.96M | 68 |
| 2022 Q2 | $327.49M | $301.21M | $239.09M | $1.31M | 67 |
| 2022 Q1 | $332.27M | $303.36M | $230.92M | $741,000 | 62 |
| 2021 Q4 | $324.65M | $293.40M | $228.04M | $2.90M | 61 |
| 2021 Q3 | $326.24M | $294.00M | $230.15M | $2.30M | 63 |
| 2021 Q2 | $322.25M | $290.91M | $224.26M | $1.43M | 64 |
| 2021 Q1 | $313.83M | $285.51M | $211.78M | $682,000 | 65 |
| 2020 Q4 | $301.69M | $265.40M | $197.34M | $2.25M | 67 |
| 2020 Q3 | $296.93M | $259.14M | $220.97M | $1.63M | 63 |
| 2020 Q2 | $297.42M | $257.98M | $218.26M | $1.16M | 66 |
| 2020 Q1 | $267.22M | $229.98M | $203.38M | $432,000 | 63 |