Institution Profile
Address: 1680 Capital One Dr Mclean, VA 22102
Website:
FDIC Profile:
Established:
5/22/1933
Branches:
266
Branches by Region
NY 83 LA 65 MD 42 TX 26 VA 22 NJ 16 DC 5 DE 3 CT 1
Financial Overview
Total Assets
$658.46B
Total Deposits
$504.75B
Total Loans
$454.38B
Equity Capital
$97.58B
Employees
87,839
Allowance for Loan Losses
$23.41B
Performance Ratios
Net Worth Ratio
14.82%
Loan-to-Deposit Ratio
90.02%
Coverage Ratio
5.15% Allowance / Total Loans
Net Income
$3.20B
Return on Assets (ROA)
0.55%
Return on Equity (ROE)
3.93%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +94.11% Total Deposits: +89.25% Total Loans: +172.69% since 2020 Q1
Employee Growth
Employee Growth
Employees: +186.79% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Credit Card
$256.02B 61.5%
Auto Loans
$83.60B 20.1%
Commercial & Industrial
$34.98B 8.4%
Commercial Real Estate
$14.98B 3.6%
Other Consumer
$9.50B 2.3%
Multifamily
$7.85B 1.9%
Municipal
$7.46B 1.8%
Construction
$2.00B 0.5%
1-4 Family Residential
$138.29M 0.0%
Farmland
$2.33M 0.0%
Agricultural
$821,000 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: -68.18% Cancelled: -100.00% since 2020 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: -79.05% Guaranteed: -79.51% Cancelled: -100.00% since 2020 Q1
Net Income Trend
Net Income Trend
Net Income: +836.44% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $658.46B | $504.75B | $454.38B | $3.20B | 87,839 |
| 2025 Q3 | $652.14B | $498.96B | $451.78B | $832.03M | 83,797 |
| 2025 Q2 | $648.91B | $497.46B | $447.57B | -$2.61B | 84,350 |
| 2025 Q1 | $490.57B | $388.75B | $324.28B | $1.54B | 68,666 |
| 2024 Q4 | $487.19B | $385.44B | $327.98B | $5.25B | 61,734 |
| 2024 Q3 | $483.86B | $380.01B | $320.34B | $3.98B | 61,227 |
| 2024 Q2 | $477.30B | $372.58B | $318.99B | $2.08B | 59,025 |
| 2024 Q1 | $478.88B | $374.21B | $316.78B | $1.39B | 57,364 |
| 2023 Q4 | $475.63B | $374.16B | $321.33B | $5.24B | 57,866 |
| 2023 Q3 | $468.78B | $373.75B | $315.52B | $4.43B | 59,940 |
| 2023 Q2 | $464.95B | $367.95B | $312.53B | $2.53B | 61,143 |
| 2023 Q1 | $469.43B | $371.77B | $309.20B | $1.03B | 61,852 |
| 2022 Q4 | $453.31B | $355.08B | $312.53B | $7.58B | 62,726 |
| 2022 Q3 | $391.81B | $322.06B | $196.58B | $2.27B | 32,868 |
| 2022 Q2 | $388.44B | $313.96B | $192.82B | $1.63B | 32,302 |
| 2022 Q1 | $385.29B | $317.85B | $183.62B | $966.89M | 31,614 |
| 2021 Q4 | $381.30B | $316.87B | $183.12B | $4.99B | 31,657 |
| 2021 Q3 | $372.05B | $305.17B | $175.35B | $4.01B | 31,488 |
| 2021 Q2 | $369.05B | $306.94B | $167.31B | $2.82B | 31,497 |
| 2021 Q1 | $369.91B | $306.69B | $161.67B | $1.36B | 31,099 |
| 2020 Q4 | $363.52B | $303.54B | $164.36B | $1.36B | 30,757 |
| 2020 Q3 | $360.26B | $300.76B | $163.79B | $436.22M | 31,178 |
| 2020 Q2 | $363.71B | $304.25B | $163.41B | -$767.76M | 31,396 |
| 2020 Q1 | $339.22B | $266.71B | $166.63B | -$434.79M | 30,628 |