Institution Profile
Address: 100 N Main St Brownstown, IN 47220
Website:
FDIC Profile:
Established:
1/1/1934
Branches:
4
Branches by Region
IN 4
Financial Overview
Total Assets
$319.19M
Total Deposits
$295.36M
Total Loans
$138.76M
Equity Capital
$22.80M
Employees
46
Allowance for Loan Losses
$1.13M
Performance Ratios
Net Worth Ratio
7.14%
Loan-to-Deposit Ratio
46.98%
Coverage Ratio
0.82% Allowance / Total Loans
Net Income
$3.56M
Return on Assets (ROA)
1.14%
Return on Equity (ROE)
18.74%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +48.15% Total Deposits: +52.75% Total Loans: +60.08% since 2020 Q1
Employee Growth
Employee Growth
Employees: -6.12% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$81.92M 59.0%
Commercial Real Estate
$11.08M 8.0%
Farmland
$9.70M 7.0%
Auto Loans
$8.33M 6.0%
Other Consumer
$7.74M 5.6%
Agricultural
$7.44M 5.4%
Commercial & Industrial
$6.55M 4.7%
Construction
$4.93M 3.6%
Municipal
$559,000 0.4%
Credit Card
$499,000 0.4%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +804.31% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $319.19M | $295.36M | $138.76M | $3.56M | 46 |
| 2025 Q3 | $324.28M | $301.03M | $131.43M | $2.62M | 47 |
| 2025 Q2 | $324.30M | $305.10M | $128.02M | $1.68M | 45 |
| 2025 Q1 | $305.01M | $286.52M | $123.86M | $716,000 | 49 |
| 2024 Q4 | $290.54M | $274.98M | $121.98M | $2.61M | 47 |
| 2024 Q3 | $299.24M | $279.61M | $120.08M | $1.82M | 45 |
| 2024 Q2 | $296.53M | $280.83M | $117.14M | $1.21M | 49 |
| 2024 Q1 | $295.80M | $280.74M | $115.16M | $485,000 | 50 |
| 2023 Q4 | $287.21M | $272.01M | $114.29M | $2.45M | 43 |
| 2023 Q3 | $272.46M | $261.72M | $111.37M | $1.80M | 49 |
| 2023 Q2 | $271.72M | $259.00M | $108.88M | $1.21M | 49 |
| 2023 Q1 | $271.43M | $258.88M | $106.54M | $533,000 | 49 |
| 2022 Q4 | $274.40M | $262.96M | $107.66M | $1.92M | 49 |
| 2022 Q3 | $273.00M | $263.45M | $104.70M | $1.30M | 47 |
| 2022 Q2 | $266.53M | $250.09M | $103.34M | $761,000 | 50 |
| 2022 Q1 | $277.95M | $258.81M | $97.40M | $352,000 | 48 |
| 2021 Q4 | $272.00M | $246.23M | $96.87M | $1.30M | 46 |
| 2021 Q3 | $269.36M | $238.35M | $92.38M | $1.03M | 47 |
| 2021 Q2 | $262.83M | $235.57M | $90.26M | $630,000 | 47 |
| 2021 Q1 | $256.52M | $229.84M | $87.55M | $249,000 | 47 |
| 2020 Q4 | $245.41M | $217.33M | $86.86M | $1.18M | 46 |
| 2020 Q3 | $238.72M | $210.47M | $87.26M | $936,000 | 48 |
| 2020 Q2 | $235.53M | $208.15M | $86.75M | $295,000 | 49 |
| 2020 Q1 | $215.45M | $193.36M | $86.68M | $394,000 | 49 |