Institution Profile
Website:
FDIC Profile:
Established:
6/10/2005
Branches:
17
Branches by Region
CA 12 WA 1 TX 1 GA 1 CO 1 NV 1
Financial Overview
Total Assets
$2.65B
Total Deposits
$2.28B
Total Loans
$2.21B
Equity Capital
$252.36M
Employees
249
Allowance for Loan Losses
$27.98M
Performance Ratios
Net Worth Ratio
9.52%
Loan-to-Deposit Ratio
96.65%
Coverage Ratio
1.27% Allowance / Total Loans
Net Income
$26.71M
Return on Assets (ROA)
1.05%
Return on Equity (ROE)
12.19%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +119.23% Total Deposits: +116.50% Total Loans: +120.30% since 2020 Q1
Employee Growth
Employee Growth
Employees: +42.29% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$1.20B 57.3%
1-4 Family Residential
$650.82M 31.1%
Commercial & Industrial
$132.54M 6.3%
Multifamily
$101.45M 4.8%
Farmland
$8.32M 0.4%
Construction
$794,000 0.0%
Other Consumer
$3,000 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: -57.14% Cancelled: -100.00% since 2020 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: -44.76% Guaranteed: -48.21% Cancelled: -100.00% since 2020 Q1
Net Income Trend
Net Income Trend
Net Income: +608.97% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $2.65B | $2.28B | $2.21B | $26.71M | 249 |
| 2025 Q3 | $2.61B | $2.28B | $2.16B | $19.17M | 250 |
| 2025 Q2 | $2.56B | $2.26B | $2.09B | $12.30M | 237 |
| 2025 Q1 | $2.51B | $2.19B | $2.05B | $5.75M | 240 |
| 2024 Q4 | $2.37B | $2.03B | $1.96B | $21.80M | 231 |
| 2024 Q3 | $2.39B | $2.07B | $1.94B | $16.63M | 230 |
| 2024 Q2 | $2.29B | $1.94B | $1.88B | $11.01M | 224 |
| 2024 Q1 | $2.23B | $1.90B | $1.82B | $5.38M | 228 |
| 2023 Q4 | $2.15B | $1.81B | $1.77B | $24.61M | 222 |
| 2023 Q3 | $2.14B | $1.83B | $1.76B | $19.26M | 231 |
| 2023 Q2 | $2.15B | $1.86B | $1.72B | $13.97M | 224 |
| 2023 Q1 | $2.17B | $1.91B | $1.70B | $7.70M | 222 |
| 2022 Q4 | $2.09B | $1.89B | $1.72B | $33.98M | 221 |
| 2022 Q3 | $2.03B | $1.82B | $1.65B | $25.79M | 218 |
| 2022 Q2 | $1.93B | $1.74B | $1.55B | $16.94M | 205 |
| 2022 Q1 | $1.86B | $1.67B | $1.51B | $8.29M | 199 |
| 2021 Q4 | $1.73B | $1.54B | $1.40B | $29.32M | 193 |
| 2021 Q3 | $1.68B | $1.50B | $1.33B | $20.02M | 188 |
| 2021 Q2 | $1.60B | $1.44B | $1.31B | $11.66M | 185 |
| 2021 Q1 | $1.46B | $1.29B | $1.18B | $5.17M | 171 |
| 2020 Q4 | $1.37B | $1.20B | $1.13B | $13.90M | 173 |
| 2020 Q3 | $1.34B | $1.17B | $1.11B | $9.96M | 167 |
| 2020 Q2 | $1.29B | $1.12B | $1.05B | $6.25M | 167 |
| 2020 Q1 | $1.21B | $1.05B | $1.00B | $3.77M | 175 |