Institution Profile
Branches by Region
IA 8
Financial Overview
Total Assets
$220.68M
Total Deposits
$182.53M
Total Loans
$159.54M
Equity Capital
$21.23M
Employees
34
Allowance for Loan Losses
$1.86M
Performance Ratios
Net Worth Ratio
9.62%
Loan-to-Deposit Ratio
87.40%
Coverage Ratio
1.17% Allowance / Total Loans
Net Income
$1.22M
Return on Assets (ROA)
0.55%
Return on Equity (ROE)
5.98%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +11.28% Total Deposits: +11.31% Total Loans: +44.18% since 2020 Q1
Employee Growth
Employee Growth
Employees: -17.07% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$48.18M 30.2%
Farmland
$37.15M 23.3%
Agricultural
$27.62M 17.3%
Commercial Real Estate
$16.88M 10.6%
Commercial & Industrial
$12.66M 7.9%
Construction
$7.31M 4.6%
Lease Financing
$3.92M 2.5%
Auto Loans
$2.31M 1.4%
Multifamily
$2.05M 1.3%
Other Consumer
$1.21M 0.8%
Municipal
$199,000 0.1%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +146.45% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $220.68M | $182.53M | $159.54M | $1.22M | 34 |
| 2025 Q3 | $222.49M | $172.25M | $156.58M | $1.00M | 33 |
| 2025 Q2 | $221.28M | $178.20M | $156.78M | $547,000 | 39 |
| 2025 Q1 | $224.16M | $177.10M | $158.82M | $596,000 | 35 |
| 2024 Q4 | $218.88M | $176.93M | $154.35M | $587,000 | 34 |
| 2024 Q3 | $217.71M | $171.58M | $151.82M | $278,000 | 34 |
| 2024 Q2 | $215.87M | $182.75M | $146.76M | $42,000 | 39 |
| 2024 Q1 | $219.92M | $195.43M | $148.44M | -$438,000 | 33 |
| 2023 Q4 | $237.94M | $202.62M | $143.31M | $1.18M | 34 |
| 2023 Q3 | $234.60M | $208.88M | $143.33M | $944,000 | 34 |
| 2023 Q2 | $239.35M | $211.88M | $143.87M | $555,000 | 37 |
| 2023 Q1 | $250.30M | $211.04M | $141.94M | $455,000 | 33 |
| 2022 Q4 | $238.51M | $213.93M | $135.38M | $2.04M | 37 |
| 2022 Q3 | $232.34M | $182.65M | $130.54M | $1.67M | 38 |
| 2022 Q2 | $224.62M | $192.85M | $123.28M | $1.11M | 39 |
| 2022 Q1 | $220.71M | $193.89M | $108.64M | $545,000 | 36 |
| 2021 Q4 | $222.54M | $190.20M | $110.41M | $2.68M | 39 |
| 2021 Q3 | $214.71M | $181.67M | $106.52M | $2.35M | 37 |
| 2021 Q2 | $221.34M | $186.66M | $108.57M | $1.86M | 41 |
| 2021 Q1 | $215.37M | $182.99M | $112.81M | $1.12M | 40 |
| 2020 Q4 | $213.41M | $180.41M | $109.66M | $2.11M | 41 |
| 2020 Q3 | $211.24M | $178.35M | $114.99M | $1.61M | 40 |
| 2020 Q2 | $202.90M | $169.50M | $113.97M | $1.21M | 41 |
| 2020 Q1 | $198.31M | $163.98M | $110.65M | $493,000 | 41 |