Institution Profile
Website:
FDIC Profile:
Established:
3/26/2008
Branches:
6
Branches by Region
NV 5 AZ 1
Financial Overview
Total Assets
$1.42B
Total Deposits
$1.21B
Total Loans
$1.27B
Equity Capital
$197.92M
Employees
166
Allowance for Loan Losses
$14.18M
Performance Ratios
Net Worth Ratio
13.94%
Loan-to-Deposit Ratio
104.80%
Coverage Ratio
1.12% Allowance / Total Loans
Net Income
$23.83M
Return on Assets (ROA)
1.72%
Return on Equity (ROE)
12.75%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +50.41% Total Deposits: +49.97% Total Loans: +55.88% since 2020 Q1
Employee Growth
Employee Growth
Employees: +13.70% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$920.60M 72.7%
Commercial & Industrial
$177.82M 14.0%
Construction
$125.19M 9.9%
1-4 Family Residential
$26.02M 2.1%
Multifamily
$17.32M 1.4%
Other Consumer
$92,000 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: -100.00% Cancelled: -100.00% since 2020 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: -100.00% Guaranteed: -100.00% Cancelled: -100.00% since 2020 Q1
Net Income Trend
Net Income Trend
Net Income: +540.50% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $1.42B | $1.21B | $1.27B | $23.83M | 166 |
| 2025 Q3 | $1.44B | $1.24B | $1.26B | $17.21M | 159 |
| 2025 Q2 | $1.39B | $1.19B | $1.23B | $10.71M | 162 |
| 2025 Q1 | $1.35B | $1.16B | $1.18B | $4.76M | 165 |
| 2024 Q4 | $1.32B | $1.12B | $1.17B | $21.50M | 166 |
| 2024 Q3 | $1.30B | $1.10B | $1.14B | $15.96M | 168 |
| 2024 Q2 | $1.24B | $1.02B | $1.12B | $10.56M | 170 |
| 2024 Q1 | $1.24B | $1.05B | $1.10B | $4.97M | 167 |
| 2023 Q4 | $1.21B | $998.35M | $1.09B | $25.74M | 162 |
| 2023 Q3 | $1.18B | $973.50M | $1.06B | $19.71M | 164 |
| 2023 Q2 | $1.16B | $966.81M | $1.05B | $12.23M | 165 |
| 2023 Q1 | $1.15B | $986.53M | $1.01B | $6.37M | 162 |
| 2022 Q4 | $1.24B | $1.07B | $992.81M | $23.07M | 155 |
| 2022 Q3 | $1.30B | $1.14B | $987.17M | $15.25M | 159 |
| 2022 Q2 | $1.32B | $1.16B | $1.00B | $8.67M | 159 |
| 2022 Q1 | $1.35B | $1.20B | $943.75M | $3.99M | 154 |
| 2021 Q4 | $1.42B | $1.27B | $907.54M | $21.36M | 148 |
| 2021 Q3 | $1.26B | $1.11B | $902.16M | $16.61M | 151 |
| 2021 Q2 | $1.31B | $1.16B | $933.65M | $11.25M | 149 |
| 2021 Q1 | $1.24B | $1.09B | $976.94M | $5.82M | 148 |
| 2020 Q4 | $1.16B | $1.01B | $1.00B | $17.64M | 148 |
| 2020 Q3 | $1.11B | $933.58M | $1.01B | $12.33M | 146 |
| 2020 Q2 | $1.14B | $949.41M | $994.64M | $8.20M | 149 |
| 2020 Q1 | $943.65M | $806.39M | $813.09M | $3.72M | 146 |