Institution Profile
Website:
FDIC Profile:
Established:
3/17/2025
Branches:
1
Branches by Region
FL 1
Financial Overview
Total Assets
$279.32M
Total Deposits
$242.06M
Total Loans
$76.83M
Equity Capital
$35.29M
Employees
28
Allowance for Loan Losses
$691,000
Performance Ratios
Net Worth Ratio
12.63%
Loan-to-Deposit Ratio
31.74%
Coverage Ratio
0.90% Allowance / Total Loans
Net Income
-$474,000
Return on Assets (ROA)
-0.82%
Return on Equity (ROE)
-5.35%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Projected Assets
Scenario projections from 1Y, 2Y, and 3Y CAGR lookbacks over the next 12 quarters
Projected Assets
Scenario projections from 1Y, 2Y, and 3Y CAGR lookbacks over the next 12 quarters
Projected Assets (12 Quarters)
1Y CAGR Scenario: +590.07%
Employee Growth
Employee Growth
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$26.76M 34.8%
1-4 Family Residential
$22.22M 28.9%
Construction
$16.16M 21.0%
Commercial & Industrial
$9.71M 12.6%
Multifamily
$1.98M 2.6%
Portfolio Distribution
Net Income Trend
Net Income Trend
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2026 Q1 | $279.32M | $242.06M | $76.83M | -$474,000 | 28 |
| 2025 Q4 | $183.35M | $145.83M | $67.83M | -$3.12M | 25 |
| 2025 Q3 | $140.91M | $104.17M | $36.34M | -$2.37M | 24 |
| 2025 Q2 | $80.68M | $43.39M | $13.01M | -$1.60M | 24 |
| 2025 Q1 | $40.48M | $2.65M | $0 | -$851,000 | 16 |