| Bank Cert #8011

Savings Bank of Mendocino County

California JSON

Institution Profile

Address: 200 N School St Ukiah, CA 95482
Website:

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FDIC Profile:

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Established:

11/28/1903

Branches:

9

Branches by Region
CA 9

Financial Overview

Total Assets
$1.34B
Total Deposits
$1.03B
Total Loans
$753.50M
Equity Capital
$182.38M
Employees
166
Allowance for Loan Losses
$18.52M

Performance Ratios

Net Worth Ratio
13.58%
Loan-to-Deposit Ratio
73.18%
Coverage Ratio
2.46% Allowance / Total Loans
Net Income
$12.78M
Return on Assets (ROA)
0.96%
Return on Equity (ROE)
7.65%

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: +19.42% Total Deposits: +11.19% Total Loans: +37.17% since 2020 Q1

Employee Growth

Employee Growth

Employees: -13.54% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

Commercial Real Estate
$504.93M 67.0%
1-4 Family Residential
$80.36M 10.7%
Commercial & Industrial
$63.19M 8.4%
Multifamily
$51.07M 6.8%
Other Consumer
$31.60M 4.2%
Municipal
$9.83M 1.3%
Farmland
$8.01M 1.1%
Construction
$2.42M 0.3%
Auto Loans
$1.71M 0.2%
Agricultural
$76,000 0.0%

Portfolio Distribution

Net Income Trend

Net Income Trend

Net Income: +250.36% since 2020 Q1

Historical Data Table

QuarterTotal AssetsTotal DepositsTotal LoansNet IncomeEmployees
2025 Q4 $1.34B $1.03B $753.50M $12.78M 166
2025 Q3 $1.35B $1.05B $751.52M $9.02M 166
2025 Q2 $1.33B $1.02B $762.54M $5.92M 167
2025 Q1 $1.31B $1.02B $745.33M $2.69M 171
2024 Q4 $1.31B $1.02B $741.00M $10.85M 173
2024 Q3 $1.31B $1.01B $717.07M $8.53M 173
2024 Q2 $1.32B $992.85M $726.58M $5.78M 174
2024 Q1 $1.30B $1.02B $719.25M $2.98M 180
2023 Q4 $1.30B $1.05B $702.25M $13.69M 181
2023 Q3 $1.29B $1.09B $701.09M $10.47M 184
2023 Q2 $1.33B $1.09B $704.90M $6.99M 183
2023 Q1 $1.33B $1.11B $685.58M $3.44M 180
2022 Q4 $1.33B $1.14B $689.46M $14.55M 190
2022 Q3 $1.36B $1.23B $695.71M $10.71M 186
2022 Q2 $1.39B $1.21B $682.52M $7.14M 181
2022 Q1 $1.39B $1.21B $641.34M $3.52M 181
2021 Q4 $1.43B $1.22B $634.79M $15.19M 185
2021 Q3 $1.43B $1.22B $646.79M $11.04M 184
2021 Q2 $1.39B $1.18B $640.81M $6.85M 189
2021 Q1 $1.36B $1.15B $666.39M $2.66M 191
2020 Q4 $1.30B $1.09B $662.22M $14.41M 185
2020 Q3 $1.29B $1.08B $634.86M $11.67M 182
2020 Q2 $1.23B $1.03B $611.58M $7.66M 185
2020 Q1 $1.12B $926.01M $549.30M $3.65M 192