Institution Profile
Address: 2785 Highway 20 Vacherie, LA 70090
Website:
FDIC Profile:
Established:
12/3/1910
Branches:
25
Branches by Region
LA 25
Financial Overview
Total Assets
$1.36B
Total Deposits
$1.19B
Total Loans
$848.24M
Equity Capital
$160.09M
Employees
232
Allowance for Loan Losses
$13.74M
Performance Ratios
Net Worth Ratio
11.74%
Loan-to-Deposit Ratio
71.00%
Coverage Ratio
1.62% Allowance / Total Loans
Net Income
$15.63M
Return on Assets (ROA)
1.15%
Return on Equity (ROE)
10.66%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +44.25% Total Deposits: +48.93% Total Loans: +27.04% since 2020 Q1
Employee Growth
Employee Growth
Employees: +0.43% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$482.16M 56.9%
Commercial Real Estate
$194.00M 22.9%
Construction
$78.52M 9.3%
Commercial & Industrial
$39.77M 4.7%
Multifamily
$38.78M 4.6%
Other Consumer
$10.12M 1.2%
Credit Card
$2.69M 0.3%
Farmland
$979,000 0.1%
Auto Loans
$654,000 0.1%
Agricultural
$174,000 0.0%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +383.00% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $1.36B | $1.19B | $848.24M | $15.63M | 232 |
| 2025 Q3 | $1.33B | $1.16B | $852.10M | $11.48M | 226 |
| 2025 Q2 | $1.34B | $1.19B | $845.92M | $7.36M | 228 |
| 2025 Q1 | $1.37B | $1.21B | $836.63M | $3.54M | 224 |
| 2024 Q4 | $1.37B | $1.23B | $833.51M | $11.49M | 226 |
| 2024 Q3 | $1.34B | $1.17B | $839.68M | $8.10M | 224 |
| 2024 Q2 | $1.34B | $1.18B | $835.61M | $5.40M | 222 |
| 2024 Q1 | $1.36B | $1.20B | $833.22M | $2.91M | 219 |
| 2023 Q4 | $1.45B | $1.20B | $844.07M | $11.65M | 219 |
| 2023 Q3 | $1.40B | $1.18B | $838.80M | $9.11M | 218 |
| 2023 Q2 | $1.42B | $1.19B | $825.44M | $6.02M | 221 |
| 2023 Q1 | $1.48B | $1.22B | $809.00M | $3.16M | 224 |
| 2022 Q4 | $1.42B | $1.22B | $790.18M | $15.76M | 229 |
| 2022 Q3 | $1.40B | $1.23B | $760.37M | $11.97M | 217 |
| 2022 Q2 | $1.39B | $1.24B | $716.18M | $7.77M | 211 |
| 2022 Q1 | $1.37B | $1.23B | $689.29M | $3.47M | 215 |
| 2021 Q4 | $1.31B | $1.15B | $685.89M | $12.95M | 214 |
| 2021 Q3 | $1.19B | $1.03B | $687.59M | $9.38M | 213 |
| 2021 Q2 | $1.15B | $993.25M | $698.40M | $6.27M | 216 |
| 2021 Q1 | $1.14B | $983.17M | $690.71M | $2.92M | 218 |
| 2020 Q4 | $1.11B | $958.93M | $693.18M | $10.44M | 221 |
| 2020 Q3 | $1.05B | $898.30M | $706.68M | $8.18M | 218 |
| 2020 Q2 | $1.05B | $894.00M | $709.56M | $5.92M | 221 |
| 2020 Q1 | $945.72M | $802.24M | $667.68M | $3.23M | 231 |