Institution Profile
Branches by Region
KY 2
Financial Overview
Total Assets
$146.97M
Total Deposits
$134.86M
Total Loans
$93.05M
Equity Capital
$10.84M
Employees
20
Allowance for Loan Losses
$933,000
Performance Ratios
Net Worth Ratio
7.38%
Loan-to-Deposit Ratio
69.00%
Coverage Ratio
1.00% Allowance / Total Loans
Net Income
$2.55M
Return on Assets (ROA)
1.76%
Return on Equity (ROE)
24.54%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +30.98% Total Deposits: +37.53% Total Loans: +30.79% since 2020 Q1
Employee Growth
Employee Growth
Employees: +0.00% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$32.61M 35.1%
Commercial Real Estate
$30.79M 33.1%
Farmland
$9.76M 10.5%
Auto Loans
$6.08M 6.5%
Commercial & Industrial
$5.25M 5.6%
Construction
$3.80M 4.1%
Agricultural
$3.62M 3.9%
Other Consumer
$1.05M 1.1%
Multifamily
$38,000 0.0%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +453.48% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $146.97M | $134.86M | $93.05M | $2.55M | 20 |
| 2025 Q3 | $145.10M | $131.77M | $90.82M | $2.06M | 19 |
| 2025 Q2 | $146.82M | $134.83M | $87.05M | $1.30M | 19 |
| 2025 Q1 | $144.85M | $134.05M | $88.32M | $614,000 | 19 |
| 2024 Q4 | $139.09M | $129.41M | $86.80M | $2.08M | 19 |
| 2024 Q3 | $139.00M | $127.22M | $85.23M | $1.61M | 19 |
| 2024 Q2 | $135.90M | $125.08M | $84.57M | $1.05M | 19 |
| 2024 Q1 | $138.60M | $129.44M | $85.03M | $450,000 | 19 |
| 2023 Q4 | $136.11M | $125.22M | $84.12M | $2.01M | 20 |
| 2023 Q3 | $135.97M | $122.67M | $83.34M | $1.69M | 19 |
| 2023 Q2 | $132.56M | $123.64M | $78.52M | $1.09M | 19 |
| 2023 Q1 | $134.53M | $125.75M | $78.18M | $529,000 | 19 |
| 2022 Q4 | $131.35M | $119.40M | $77.41M | $2.42M | 18 |
| 2022 Q3 | $132.33M | $123.01M | $76.39M | $1.85M | 18 |
| 2022 Q2 | $137.35M | $127.10M | $72.61M | $1.16M | 18 |
| 2022 Q1 | $136.46M | $125.40M | $70.35M | $537,000 | 18 |
| 2021 Q4 | $133.79M | $120.45M | $70.41M | $1.98M | 20 |
| 2021 Q3 | $130.12M | $115.06M | $70.68M | $1.73M | 19 |
| 2021 Q2 | $131.06M | $116.42M | $71.17M | $1.20M | 20 |
| 2021 Q1 | $128.49M | $114.65M | $69.70M | $475,000 | 19 |
| 2020 Q4 | $123.88M | $109.62M | $69.45M | $1.89M | 19 |
| 2020 Q3 | $119.72M | $104.29M | $69.86M | $1.48M | 20 |
| 2020 Q2 | $119.07M | $104.13M | $70.47M | $990,000 | 20 |
| 2020 Q1 | $112.21M | $98.06M | $71.14M | $460,000 | 20 |