Institution Profile
Branches by Region
IL 4
Financial Overview
Total Assets
$360.09M
Total Deposits
$323.86M
Total Loans
$247.50M
Equity Capital
$29.76M
Employees
60
Allowance for Loan Losses
$2.48M
Performance Ratios
Net Worth Ratio
8.26%
Loan-to-Deposit Ratio
76.42%
Coverage Ratio
1.00% Allowance / Total Loans
Net Income
$4.29M
Return on Assets (ROA)
1.17%
Return on Equity (ROE)
14.90%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +28.87% Total Deposits: +30.14% Total Loans: +46.39% since 2020 Q1
Employee Growth
Employee Growth
Employees: -6.25% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Commercial Real Estate
$88.69M 35.8%
1-4 Family Residential
$80.00M 32.3%
Commercial & Industrial
$25.74M 10.4%
Multifamily
$25.24M 10.2%
Construction
$7.48M 3.0%
Farmland
$6.50M 2.6%
Agricultural
$5.80M 2.3%
Municipal
$3.20M 1.3%
Other Consumer
$2.61M 1.1%
Auto Loans
$2.18M 0.9%
Portfolio Distribution
Net Income Trend
Net Income Trend
Net Income: +717.52% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $360.09M | $323.86M | $247.50M | $4.29M | 60 |
| 2025 Q3 | $371.43M | $335.53M | $241.62M | $3.10M | 61 |
| 2025 Q2 | $370.75M | $332.84M | $239.25M | $2.00M | 61 |
| 2025 Q1 | $363.48M | $332.01M | $228.54M | $768,000 | 62 |
| 2024 Q4 | $362.79M | $333.31M | $232.52M | $1.73M | 64 |
| 2024 Q3 | $366.94M | $334.83M | $233.14M | $1.21M | 62 |
| 2024 Q2 | $363.61M | $328.82M | $227.06M | $812,000 | 60 |
| 2024 Q1 | $342.36M | $314.69M | $220.09M | $271,000 | 64 |
| 2023 Q4 | $344.77M | $316.76M | $216.02M | $1.70M | 66 |
| 2023 Q3 | $348.54M | $319.49M | $218.90M | $1.75M | 67 |
| 2023 Q2 | $351.45M | $326.17M | $215.14M | $1.00M | 67 |
| 2023 Q1 | $335.61M | $310.23M | $204.46M | $464,000 | 66 |
| 2022 Q4 | $334.55M | $301.08M | $203.84M | $3.31M | 67 |
| 2022 Q3 | $342.47M | $298.60M | $200.18M | $2.51M | 67 |
| 2022 Q2 | $340.60M | $300.43M | $193.03M | $1.64M | 67 |
| 2022 Q1 | $330.51M | $299.71M | $182.47M | $654,000 | 68 |
| 2021 Q4 | $336.31M | $300.13M | $187.57M | $4.97M | 65 |
| 2021 Q3 | $341.80M | $304.94M | $186.27M | $4.21M | 65 |
| 2021 Q2 | $330.42M | $294.30M | $196.49M | $2.94M | 64 |
| 2021 Q1 | $324.10M | $282.84M | $205.30M | $1.74M | 66 |
| 2020 Q4 | $311.05M | $271.75M | $208.46M | $4.27M | 64 |
| 2020 Q3 | $325.23M | $287.26M | $211.12M | $2.80M | 62 |
| 2020 Q2 | $302.76M | $265.62M | $200.54M | $1.34M | 61 |
| 2020 Q1 | $279.43M | $248.84M | $169.07M | $525,000 | 64 |