Institution Profile
Branches by Region
MA 17
Financial Overview
Total Assets
$1.82B
Total Deposits
$1.42B
Total Loans
$1.45B
Equity Capital
$159.65M
Employees
180
Allowance for Loan Losses
$6.14M
Performance Ratios
Net Worth Ratio
8.77%
Loan-to-Deposit Ratio
102.54%
Coverage Ratio
0.42% Allowance / Total Loans
Net Income
$8.35M
Return on Assets (ROA)
0.48%
Return on Equity (ROE)
5.41%
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +52.01% Total Deposits: +52.06% Total Loans: +42.70% since 2020 Q1
Employee Growth
Employee Growth
Employees: +5.26% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1-4 Family Residential
$759.36M 52.3%
Commercial Real Estate
$494.91M 34.1%
Multifamily
$84.45M 5.8%
Commercial & Industrial
$63.65M 4.4%
Other Consumer
$38.42M 2.6%
Construction
$11.09M 0.8%
Auto Loans
$1.15M 0.1%
Farmland
$50,000 0.0%
Portfolio Distribution
SBA 7(a) Loan Originations
Quarterly SBA origination activity and guaranteed exposure
SBA 7(a) Originations vs Cancellations per Quarter
Approved: +0.00% since 2020 Q1
SBA 7(a) Approved vs Guaranteed vs Cancelled Dollars
Approved: -36.00% Guaranteed: -62.35% since 2020 Q1
Net Income Trend
Net Income Trend
Net Income: +1022.18% since 2020 Q1
Historical Data Table
| Quarter | Total Assets | Total Deposits | Total Loans | Net Income | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | $1.82B | $1.42B | $1.45B | $8.35M | 180 |
| 2025 Q3 | $1.77B | $1.37B | $1.43B | $3.46M | 195 |
| 2025 Q2 | $1.73B | $1.33B | $1.40B | $2.87M | 201 |
| 2025 Q1 | $1.71B | $1.35B | $1.36B | $1.62M | 187 |
| 2024 Q4 | $1.68B | $1.31B | $1.33B | -$2.89M | 182 |
| 2024 Q3 | $1.64B | $1.29B | $1.33B | $182,000 | 189 |
| 2024 Q2 | $1.62B | $1.28B | $1.33B | $1.27M | 189 |
| 2024 Q1 | $1.60B | $1.30B | $1.32B | $559,000 | 187 |
| 2023 Q4 | $1.60B | $1.30B | $1.31B | $4.11M | 188 |
| 2023 Q3 | $1.56B | $1.26B | $1.29B | $3.19M | 177 |
| 2023 Q2 | $1.54B | $1.24B | $1.28B | $2.33M | 187 |
| 2023 Q1 | $1.52B | $1.24B | $1.26B | $1.49M | 173 |
| 2022 Q4 | $1.50B | $1.25B | $1.26B | $7.62M | 175 |
| 2022 Q3 | $1.45B | $1.21B | $1.23B | $5.60M | 171 |
| 2022 Q2 | $1.42B | $1.21B | $1.19B | $3.85M | 176 |
| 2022 Q1 | $1.47B | $1.25B | $1.16B | $1.15M | 169 |
| 2021 Q4 | $1.44B | $1.22B | $1.16B | $7.97M | 169 |
| 2021 Q3 | $1.42B | $1.17B | $1.16B | $6.04M | 168 |
| 2021 Q2 | $1.39B | $1.15B | $1.17B | $4.22M | 167 |
| 2021 Q1 | $1.39B | $1.14B | $1.17B | $1.97M | 162 |
| 2020 Q4 | $1.35B | $1.09B | $1.17B | -$1.33M | 162 |
| 2020 Q3 | $1.32B | $1.07B | $1.16B | -$500,000 | 167 |
| 2020 Q2 | $1.31B | $1.03B | $1.12B | -$765,000 | 171 |
| 2020 Q1 | $1.20B | $932.08M | $1.02B | $744,000 | 171 |