Institution Profile
Address: 25 WEST KAMEHAMEHA AVENUE KAHULUI, HI 96732
(808) 871-7705
Website:
NCUA Profile:
Charter Date:
1/1/1955
Charter Type:
Federal
Branches:
1
Branches by Region
HI 1
Financial Overview
Total Assets
$79.66M
Total Deposits
$68.56M
Total Loans
$27.84M
Members
4,003
Employees
12 12 Full-time / 0 Part-time
Allowance for Loan Losses
$140,264
Performance Ratios
Net Worth Ratio
13.65%
Loan-to-Deposit Ratio
40.61%
Coverage Ratio
0.50% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +30.57% Total Deposits: +33.98% Total Loans: +29.88% since 2020 Q1
Member Growth
Member Growth
Members: -3.98% since 2020 Q1
Employee Growth
Employee Growth
Employees: -14.29% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
260
Amount This Year (YTD)
$7.37M
Number of Loans per Quarter
Loans Granted: -60.99% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +79.42% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$12.10M 43.5%
HELOCs
$9.52M 34.2%
New Vehicle
$1.97M 7.1%
Other Unsecured
$1.96M 7.0%
Used Vehicle
$1.41M 5.0%
Credit Card
$744,820 2.7%
Other Secured
$139,313 0.5%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 4,003 | $79.66M | $68.56M | $27.84M | 12 |
| 2025 Q3 | 3,447 | $78.01M | $67.04M | $27.93M | 12 |
| 2025 Q2 | 4,070 | $77.72M | $66.54M | $27.95M | 11 |
| 2025 Q1 | 4,088 | $75.84M | $64.92M | $27.73M | 11 |
| 2024 Q4 | 4,077 | $73.76M | $63.19M | $27.54M | 10 |
| 2024 Q3 | 4,074 | $74.06M | $63.57M | $26.91M | 11 |
| 2024 Q2 | 4,109 | $73.61M | $62.86M | $26.25M | 12 |
| 2024 Q1 | 4,118 | $76.86M | $66.24M | $26.25M | 13 |
| 2023 Q4 | 3,604 | $77.99M | $67.96M | $25.25M | 12 |
| 2023 Q3 | 3,555 | $76.73M | $66.58M | $24.06M | 13 |
| 2023 Q2 | 3,549 | $76.32M | $66.24M | $24.25M | 12 |
| 2023 Q1 | 3,574 | $75.72M | $65.69M | $23.86M | 13 |
| 2022 Q4 | 3,602 | $75.73M | $65.82M | $24.19M | 11 |
| 2022 Q3 | 3,657 | $75.46M | $65.48M | $24.94M | 12 |
| 2022 Q2 | 3,705 | $71.17M | $61.19M | $24.88M | 12 |
| 2022 Q1 | 3,788 | $70.31M | $60.34M | $24.64M | 13 |
| 2021 Q4 | 3,832 | $69.66M | $59.58M | $23.40M | 14 |
| 2021 Q3 | 3,921 | $69.97M | $59.82M | $23.09M | 14 |
| 2021 Q2 | 3,975 | $68.23M | $58.24M | $23.67M | 14 |
| 2021 Q1 | 4,009 | $67.35M | $57.40M | $22.02M | 13 |
| 2020 Q4 | 4,034 | $65.42M | $55.51M | $19.88M | 15 |
| 2020 Q3 | 4,084 | $64.04M | $54.12M | $20.67M | 14 |
| 2020 Q2 | 4,153 | $63.14M | $53.33M | $20.58M | 14 |
| 2020 Q1 | 4,169 | $61.01M | $51.17M | $21.44M | 14 |
Interest Rates
Current average rates by loan type
New Vehicle
4.50%
Used Vehicle
5.00%
1st Mortgage (Fixed)
2.88%
HELOC
6.00%
Credit Card
7.99%
Other Unsecured
10.50%