| Credit Union Charter #10857

Deer Lodge County School Emp

Montana JSON

Institution Profile

Address: P.O. Box 1248 Anaconda, MT 59711

(406) 563-7208

NCUA Profile:

View on NCUA →

Charter Date:

1/1/1956

Charter Type:

Federal

Branches:

1

Branches by Region
MT 1

Financial Overview

Total Assets
$9.91M
Total Deposits
$8.61M
Total Loans
$2.76M
Members
476
Employees
2 1 Full-time / 1 Part-time
Allowance for Loan Losses
$20,757

Performance Ratios

Net Worth Ratio
12.97%
Loan-to-Deposit Ratio
32.01%
Coverage Ratio
0.75% Allowance / Total Loans

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Projected Assets

Scenario projections from 1Y, 2Y, and 3Y CAGR lookbacks over the next 12 quarters

Projected Assets (12 Quarters)

1Y CAGR Scenario: +8.00% 2Y CAGR Scenario: +1.14% 3Y CAGR Scenario: +0.17%

Member Growth

Member Growth

Employee Growth

Employee Growth

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
9
Amount This Year (YTD)
$194,512

Number of Loans per Quarter

Loan Amount per Quarter

Loan Portfolio Breakdown

Current outstanding balances by loan type

New Vehicle
$1.10M 39.8%
Used Vehicle
$972,011 35.3%
Other Unsecured
$489,480 17.8%
Other Secured
$197,296 7.2%

Portfolio Distribution

Net Income Trend

Net Income Trend

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2026 Q1 476 $9.91M $8.61M $2.76M 2
2025 Q4 479 $9.25M $8.01M $2.89M 2
2025 Q3 482 $9.06M $7.85M $2.74M 2
2025 Q2 481 $9.45M $8.29M $2.82M 2
2025 Q1 478 $9.17M $8.05M $2.83M 2
2024 Q4 476 $8.92M $7.83M $2.81M 2
2024 Q3 474 $9.14M $8.08M $2.68M 2
2024 Q2 472 $9.26M $8.23M $2.66M 2
2024 Q1 469 $9.68M $8.70M $2.69M 2
2023 Q4 469 $10.03M $9.08M $2.54M 2
2023 Q3 474 $9.84M $8.91M $2.67M 2
2023 Q2 473 $9.52M $8.63M $2.52M 2
2023 Q1 476 $9.86M $8.99M $2.40M 2
2022 Q4 475 $9.61M $8.72M $2.25M 2
2022 Q3 484 $9.40M $8.54M $2.07M 2
2022 Q2 478 $9.40M $8.56M $2.13M 2
2022 Q1 480 $9.35M $8.53M $2.15M 2
2021 Q4 482 $9.56M $8.74M $2.11M 2
2021 Q3 488 $9.09M $8.29M $2.23M 2
2021 Q2 495 $9.24M $8.46M $2.20M 2
2021 Q1 497 $8.80M $8.03M $2.12M 2
2020 Q4 497 $8.14M $7.38M $2.10M 2
2020 Q3 505 $7.94M $7.19M $2.11M 2
2020 Q2 500 $7.64M $6.92M $2.21M 2
2020 Q1 498 $7.22M $6.52M $2.11M 2

Interest Rates

Current average rates by loan type

New Vehicle
5.00%
Used Vehicle
5.50%
Other Unsecured
9.10%