Institution Profile
Address: PO BOX 170 Henryetta, OK 74437
(918) 652-4407
Website:
NCUA Profile:
Charter Date:
1/1/1956
Charter Type:
Federal
Branches:
6
Branches by Region
OK 7
Financial Overview
Total Assets
$147.26M
Total Deposits
$128.45M
Total Loans
$110.97M
Members
18,722
Employees
72 66 Full-time / 6 Part-time
Allowance for Loan Losses
$1.15M
Performance Ratios
Net Worth Ratio
12.05%
Loan-to-Deposit Ratio
86.39%
Coverage Ratio
1.04% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +40.36% Total Deposits: +35.61% Total Loans: +42.35% since 2020 Q1
Member Growth
Member Growth
Members: +22.55% since 2020 Q1
Employee Growth
Employee Growth
Employees: +18.03% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
3,454
Amount This Year (YTD)
$51.26M
Number of Loans per Quarter
Loans Granted: +20.77% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +58.42% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$64.98M 58.6%
Other Secured
$17.31M 15.6%
New Vehicle
$16.13M 14.5%
Other Unsecured
$5.73M 5.2%
Credit Card
$3.57M 3.2%
1st Mortgages
$1.95M 1.8%
Commercial & Industrial
$1.29M 1.2%
Unaccounted
$12,101 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 18,722 | $147.26M | $128.45M | $110.97M | 72 |
| 2025 Q3 | 18,803 | $145.46M | $127.65M | $107.99M | 79 |
| 2025 Q2 | 18,360 | $145.44M | $127.61M | $108.15M | 74 |
| 2025 Q1 | 18,184 | $143.48M | $126.36M | $106.62M | 74 |
| 2024 Q4 | 17,860 | $141.64M | $123.52M | $107.62M | 75 |
| 2024 Q3 | 17,668 | $143.09M | $125.81M | $103.88M | 73 |
| 2024 Q2 | 17,344 | $144.95M | $128.02M | $104.46M | 71 |
| 2024 Q1 | 17,270 | $143.53M | $127.09M | $103.46M | 72 |
| 2023 Q4 | 17,031 | $141.20M | $124.94M | $105.13M | 71 |
| 2023 Q3 | 17,103 | $138.95M | $123.96M | $102.53M | 71 |
| 2023 Q2 | 17,097 | $137.40M | $122.75M | $103.07M | 71 |
| 2023 Q1 | 16,862 | $136.48M | $122.03M | $103.03M | 70 |
| 2022 Q4 | 16,820 | $127.41M | $111.94M | $105.24M | 69 |
| 2022 Q3 | 16,700 | $129.79M | $114.06M | $102.39M | 68 |
| 2022 Q2 | 16,419 | $126.31M | $112.93M | $98.85M | 67 |
| 2022 Q1 | 16,200 | $127.71M | $113.18M | $93.05M | 66 |
| 2021 Q4 | 16,187 | $122.45M | $108.09M | $91.58M | 66 |
| 2021 Q3 | 15,967 | $122.28M | $107.40M | $85.92M | 66 |
| 2021 Q2 | 15,884 | $121.63M | $107.64M | $83.34M | 63 |
| 2021 Q1 | 15,672 | $119.13M | $107.38M | $80.44M | 63 |
| 2020 Q4 | 15,565 | $112.45M | $100.74M | $81.46M | 60 |
| 2020 Q3 | 15,355 | $110.36M | $99.21M | $79.58M | 59 |
| 2020 Q2 | 15,506 | $110.75M | $100.06M | $79.32M | 60 |
| 2020 Q1 | 15,277 | $104.92M | $94.72M | $77.95M | 61 |
Interest Rates
Current average rates by loan type
New Vehicle
5.99%
Used Vehicle
5.99%
1st Mortgage (Fixed)
7.00%
Credit Card
9.90%
Other Unsecured
10.95%