Institution Profile
Address: 2302 Florida Ave NW Roanoke, VA 24017
(540) 362-9298
NCUA Profile:
Charter Date:
1/1/1957
Charter Type:
Federal
Branches:
1
Branches by Region
VA 1
Financial Overview
Total Assets
$2.42M
Total Deposits
$2.05M
Total Loans
$452,908
Members
281
Employees
1 0 Full-time / 1 Part-time
Allowance for Loan Losses
$10,000
Performance Ratios
Net Worth Ratio
14.88%
Loan-to-Deposit Ratio
22.08%
Coverage Ratio
2.21% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +14.28% Total Deposits: +10.24% Total Loans: -10.01% since 2020 Q1
Member Growth
Member Growth
Members: -9.35% since 2020 Q1
Employee Growth
Employee Growth
Employees: +0.00% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
14
Amount This Year (YTD)
$234,743
Number of Loans per Quarter
Loans Granted: -33.33% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +73.47% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Used Vehicle
$223,392 49.3%
New Vehicle
$135,595 29.9%
Other Unsecured
$52,500 11.6%
Other Secured
$27,867 6.2%
1st Mortgages
$13,554 3.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 281 | $2.42M | $2.05M | $452,908 | 1 |
| 2025 Q3 | 277 | $2.37M | $2.02M | $513,226 | 1 |
| 2025 Q2 | 276 | $2.38M | $2.04M | $543,138 | 1 |
| 2025 Q1 | 277 | $2.36M | $2.02M | $488,850 | 1 |
| 2024 Q4 | 276 | $2.38M | $2.05M | $564,847 | 1 |
| 2024 Q3 | 277 | $2.38M | $2.06M | $589,900 | 1 |
| 2024 Q2 | 276 | $2.43M | $2.12M | $540,803 | 1 |
| 2024 Q1 | 294 | $2.40M | $2.11M | $491,644 | 1 |
| 2023 Q4 | 301 | $2.37M | $2.09M | $522,512 | 1 |
| 2023 Q3 | 302 | $2.27M | $2.01M | $498,412 | 1 |
| 2023 Q2 | 308 | $2.32M | $2.06M | $533,548 | 1 |
| 2023 Q1 | 304 | $2.32M | $2.07M | $565,985 | 1 |
| 2022 Q4 | 305 | $2.23M | $1.98M | $549,211 | 1 |
| 2022 Q3 | 302 | $2.23M | $1.98M | $482,184 | 1 |
| 2022 Q2 | 305 | $2.41M | $2.16M | $409,071 | 1 |
| 2022 Q1 | 306 | $2.37M | $2.12M | $403,102 | 1 |
| 2021 Q4 | 305 | $2.38M | $2.13M | $318,167 | 1 |
| 2021 Q3 | 307 | $2.40M | $2.15M | $371,098 | 1 |
| 2021 Q2 | 310 | $2.41M | $2.15M | $331,680 | 1 |
| 2021 Q1 | 310 | $2.38M | $2.12M | $347,431 | 1 |
| 2020 Q4 | 309 | $2.30M | $2.04M | $376,311 | 1 |
| 2020 Q3 | 310 | $2.23M | $1.97M | $400,199 | 1 |
| 2020 Q2 | 311 | $2.11M | $1.85M | $424,236 | 1 |
| 2020 Q1 | 310 | $2.11M | $1.86M | $503,273 | 1 |
Interest Rates
Current average rates by loan type
New Vehicle
6.00%
Used Vehicle
8.00%
1st Mortgage (Fixed)
6.00%
Other Unsecured
12.00%