| Credit Union Charter #13842

Westminster

Colorado JSON

Institution Profile

Address: 9053 Harlan St Ste 10 Westminster, CO 80031-2908

(303) 427-6466

Website:

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NCUA Profile:

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Charter Date:

1/1/1960

Charter Type:

Federal

Branches:

2

Branches by Region
CO 1

Financial Overview

Total Assets
$51.00M
Total Deposits
$45.14M
Total Loans
$27.28M
Members
3,086
Employees
7 7 Full-time / 0 Part-time
Allowance for Loan Losses
$131,648

Performance Ratios

Net Worth Ratio
10.06%
Loan-to-Deposit Ratio
60.42%
Coverage Ratio
0.48% Allowance / Total Loans

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: +25.67% Total Deposits: +23.48% Total Loans: +10.05% since 2020 Q1

Member Growth

Member Growth

Members: -15.87% since 2020 Q1

Employee Growth

Employee Growth

Employees: -22.22% since 2020 Q1

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
231
Amount This Year (YTD)
$6.34M

Number of Loans per Quarter

Loans Granted: -71.01% since 2020 Q1

Loan Amount per Quarter

Amount Granted: -105.24% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

HELOCs
$9.39M 34.4%
1st Mortgages
$9.31M 34.1%
Used Vehicle
$7.16M 26.2%
New Vehicle
$730,379 2.7%
Other Unsecured
$589,225 2.2%
Other Secured
$92,844 0.3%

Portfolio Distribution

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2025 Q4 3,086 $51.00M $45.14M $27.28M 7
2025 Q3 3,151 $51.81M $46.48M $28.25M 7
2025 Q2 3,191 $53.01M $47.87M $28.40M 7
2025 Q1 3,236 $54.55M $49.48M $28.79M 7
2024 Q4 3,269 $52.42M $47.31M $27.25M 7
2024 Q3 3,335 $52.31M $47.25M $27.17M 7
2024 Q2 3,338 $49.95M $44.68M $27.31M 8
2024 Q1 3,365 $49.24M $44.06M $27.53M 8
2023 Q4 3,402 $48.31M $43.34M $28.59M 7
2023 Q3 3,446 $51.00M $46.23M $28.64M 7
2023 Q2 3,492 $51.91M $47.14M $28.36M 8
2023 Q1 3,523 $51.59M $46.97M $27.76M 8
2022 Q4 3,544 $51.77M $47.27M $27.66M 8
2022 Q3 3,536 $54.22M $49.86M $24.95M 8
2022 Q2 3,538 $53.39M $48.74M $23.95M 8
2022 Q1 3,540 $53.20M $48.26M $22.17M 9
2021 Q4 3,548 $51.35M $47.04M $20.59M 9
2021 Q3 3,592 $50.80M $46.02M $21.50M 9
2021 Q2 3,493 $47.98M $46.31M $21.90M 9
2021 Q1 3,510 $49.37M $45.23M $22.19M 9
2020 Q4 3,547 $45.65M $41.58M $23.91M 9
2020 Q3 3,584 $43.56M $39.48M $23.87M 9
2020 Q2 3,619 $43.40M $39.22M $23.82M 9
2020 Q1 3,668 $40.58M $36.56M $24.79M 9

Interest Rates

Current average rates by loan type

New Vehicle
5.70%
Used Vehicle
7.96%
1st Mortgage (Fixed)
5.05%
HELOC
6.83%
Other Unsecured
13.20%