Institution Profile
Address: PO Box 58346 Houston, TX 77258
(281) 488-7070
Website:
NCUA Profile:
Charter Date:
1/1/1961
Charter Type:
Federal
Branches:
23
Branches by Region
TX 22
Financial Overview
Total Assets
$2.66B
Total Deposits
$2.33B
Total Loans
$1.78B
Members
125,197
Employees
421 406 Full-time / 15 Part-time
Allowance for Loan Losses
$21.89M
Performance Ratios
Net Worth Ratio
11.72%
Loan-to-Deposit Ratio
76.37%
Coverage Ratio
1.23% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +14.86% Total Deposits: +15.89% Total Loans: +72.14% since 2020 Q1
Member Growth
Member Growth
Members: -6.36% since 2020 Q1
Employee Growth
Employee Growth
Employees: +44.18% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
13,125
Amount This Year (YTD)
$391.94M
Number of Loans per Quarter
Loans Granted: -8.99% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +9.50% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$811.77M 45.6%
Used Vehicle
$432.17M 24.3%
New Vehicle
$218.00M 12.2%
HELOCs
$102.51M 5.8%
Other Unsecured
$93.93M 5.3%
Credit Card
$52.24M 2.9%
CRE: Multifamily
$40.14M 2.3%
Other Secured
$23.84M 1.3%
Other Real Estate
$5.96M 0.3%
Unaccounted
$1 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 125,197 | $2.66B | $2.33B | $1.78B | 421 |
| 2025 Q3 | 124,883 | $2.66B | $2.32B | $1.79B | 436 |
| 2025 Q2 | 125,045 | $2.66B | $2.34B | $1.81B | 433 |
| 2025 Q1 | 132,298 | $2.68B | $2.37B | $1.85B | 433 |
| 2024 Q4 | 131,497 | $2.65B | $2.35B | $1.90B | 437 |
| 2024 Q3 | 130,320 | $2.66B | $2.35B | $1.90B | 445 |
| 2024 Q2 | 128,733 | $2.63B | $2.32B | $1.90B | 468 |
| 2024 Q1 | 129,166 | $2.66B | $2.36B | $1.85B | 440 |
| 2023 Q4 | 128,858 | $2.66B | $2.35B | $1.82B | 415 |
| 2023 Q3 | 127,458 | $2.62B | $2.34B | $1.79B | 401 |
| 2023 Q2 | 126,150 | $2.55B | $2.26B | $1.78B | 401 |
| 2023 Q1 | 128,574 | $2.64B | $2.28B | $1.71B | 381 |
| 2022 Q4 | 126,912 | $2.49B | $2.21B | $1.67B | 349 |
| 2022 Q3 | 124,428 | $2.51B | $2.24B | $1.56B | 365 |
| 2022 Q2 | 124,342 | $2.55B | $2.25B | $1.47B | 341 |
| 2022 Q1 | 121,980 | $2.61B | $2.26B | $1.42B | 339 |
| 2021 Q4 | 144,497 | $2.62B | $2.28B | $1.47B | 344 |
| 2021 Q3 | 134,828 | $2.65B | $2.33B | $1.40B | 347 |
| 2021 Q2 | 137,380 | $2.66B | $2.35B | $1.36B | 345 |
| 2021 Q1 | 135,961 | $2.65B | $2.34B | $1.22B | 325 |
| 2020 Q4 | 134,581 | $2.57B | $2.26B | $1.18B | 319 |
| 2020 Q3 | 133,060 | $2.51B | $2.19B | $1.16B | 293 |
| 2020 Q2 | 131,511 | $2.49B | $2.14B | $1.12B | 286 |
| 2020 Q1 | 133,701 | $2.31B | $2.01B | $1.03B | 292 |
Interest Rates
Current average rates by loan type
New Vehicle
4.99%
Used Vehicle
2.74%
1st Mortgage (Fixed)
3.13%
HELOC
8.00%
Credit Card
7.90%
Other Unsecured
8.99%