Institution Profile
Address: 131 Puuhonu Way Hilo, HI 96720
(808) 935-2969
Website:
NCUA Profile:
Charter Date:
1/1/1936
Charter Type:
Federal
Branches:
1
Branches by Region
HI 1
Financial Overview
Total Assets
$141.60M
Total Deposits
$118.57M
Total Loans
$45.65M
Members
5,899
Employees
17 17 Full-time / 0 Part-time
Allowance for Loan Losses
$292,968
Performance Ratios
Net Worth Ratio
15.15%
Loan-to-Deposit Ratio
38.50%
Coverage Ratio
0.64% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +38.60% Total Deposits: +38.32% Total Loans: +41.91% since 2020 Q1
Member Growth
Member Growth
Members: +0.25% since 2020 Q1
Employee Growth
Employee Growth
Employees: +13.33% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
1,333
Amount This Year (YTD)
$16.06M
Number of Loans per Quarter
Loans Granted: +26.88% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +50.70% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
New Vehicle
$13.28M 29.1%
Other Unsecured
$9.00M 19.7%
1st Mortgages
$8.79M 19.3%
HELOCs
$7.77M 17.0%
Used Vehicle
$4.93M 10.8%
Credit Card
$1.00M 2.2%
Other Secured
$878,685 1.9%
Unaccounted
$1 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 5,899 | $141.60M | $118.57M | $45.65M | 17 |
| 2025 Q3 | 5,908 | $138.50M | $115.58M | $44.78M | 17 |
| 2025 Q2 | 5,889 | $135.84M | $113.53M | $44.05M | 17 |
| 2025 Q1 | 5,872 | $134.16M | $112.53M | $43.91M | 17 |
| 2024 Q4 | 5,849 | $130.30M | $109.26M | $44.03M | 16 |
| 2024 Q3 | 5,815 | $126.30M | $105.00M | $42.71M | 15 |
| 2024 Q2 | 5,809 | $123.62M | $103.73M | $42.07M | 14 |
| 2024 Q1 | 5,798 | $125.53M | $106.38M | $41.46M | 14 |
| 2023 Q4 | 5,759 | $124.07M | $105.24M | $40.95M | 15 |
| 2023 Q3 | 5,759 | $122.73M | $104.75M | $40.29M | 15 |
| 2023 Q2 | 5,766 | $123.15M | $105.85M | $39.36M | 14 |
| 2023 Q1 | 5,760 | $122.20M | $105.17M | $37.69M | 14 |
| 2022 Q4 | 5,748 | $121.12M | $104.37M | $37.37M | 13 |
| 2022 Q3 | 5,771 | $121.77M | $105.60M | $36.76M | 15 |
| 2022 Q2 | 5,782 | $119.68M | $102.86M | $34.96M | 16 |
| 2022 Q1 | 5,801 | $120.37M | $103.05M | $36.02M | 16 |
| 2021 Q4 | 5,816 | $119.21M | $101.14M | $35.32M | 15 |
| 2021 Q3 | 5,830 | $116.47M | $98.41M | $34.52M | 15 |
| 2021 Q2 | 5,840 | $114.26M | $96.11M | $33.92M | 15 |
| 2021 Q1 | 5,832 | $114.26M | $96.22M | $32.16M | 16 |
| 2020 Q4 | 5,848 | $111.19M | $93.38M | $32.02M | 16 |
| 2020 Q3 | 5,872 | $108.70M | $90.96M | $32.05M | 15 |
| 2020 Q2 | 5,886 | $107.84M | $90.50M | $32.12M | 15 |
| 2020 Q1 | 5,884 | $102.17M | $85.72M | $32.17M | 15 |
Interest Rates
Current average rates by loan type
New Vehicle
5.12%
Used Vehicle
4.54%
1st Mortgage (Fixed)
6.00%
HELOC
6.00%
Credit Card
11.90%
Other Unsecured
11.90%