Institution Profile
Address: PO BOX 911 BROWNSVILLE, TX 78522
(956) 548-6041
Website:
NCUA Profile:
Charter Date:
1/1/1970
Charter Type:
Federal
Branches:
1
Branches by Region
TX 1
Financial Overview
Total Assets
$6.57M
Total Deposits
$4.32M
Total Loans
$2.46M
Members
1,414
Employees
3 3 Full-time / 0 Part-time
Allowance for Loan Losses
$20,233
Performance Ratios
Net Worth Ratio
33.11%
Loan-to-Deposit Ratio
57.09%
Coverage Ratio
0.82% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: -0.16% Total Deposits: -10.44% Total Loans: -37.68% since 2020 Q1
Member Growth
Member Growth
Members: -5.29% since 2020 Q1
Employee Growth
Employee Growth
Employees: -25.00% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
390
Amount This Year (YTD)
$1.27M
Number of Loans per Quarter
Loans Granted: +46.24% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +15.01% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
Other Unsecured
$1.08M 43.8%
Used Vehicle
$853,514 34.6%
New Vehicle
$483,958 19.6%
Other Secured
$45,753 1.9%
Unaccounted
$675 0.0%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 1,414 | $6.57M | $4.32M | $2.46M | 3 |
| 2025 Q3 | 1,388 | $6.98M | $4.74M | $2.58M | 3 |
| 2025 Q2 | 1,371 | $7.20M | $4.98M | $2.70M | 3 |
| 2025 Q1 | 1,388 | $7.21M | $5.00M | $2.79M | 4 |
| 2024 Q4 | 1,359 | $6.89M | $4.70M | $2.92M | 3 |
| 2024 Q3 | 1,340 | $7.06M | $4.91M | $2.98M | 3 |
| 2024 Q2 | 1,327 | $6.95M | $4.85M | $3.14M | 3 |
| 2024 Q1 | 1,335 | $7.11M | $5.04M | $3.24M | 3 |
| 2023 Q4 | 1,325 | $6.98M | $4.96M | $3.42M | 3 |
| 2023 Q3 | 1,310 | $7.21M | $5.23M | $3.34M | 2 |
| 2023 Q2 | 1,321 | $7.28M | $5.33M | $3.45M | 2 |
| 2023 Q1 | 1,347 | $7.26M | $5.33M | $3.57M | 2 |
| 2022 Q4 | 1,359 | $7.66M | $5.76M | $3.69M | 2 |
| 2022 Q3 | 1,356 | $7.95M | $6.09M | $3.54M | 2 |
| 2022 Q2 | 1,364 | $8.02M | $6.17M | $3.43M | 4 |
| 2022 Q1 | 1,372 | $7.73M | $5.88M | $3.35M | 4 |
| 2021 Q4 | 1,396 | $7.65M | $5.82M | $3.56M | 4 |
| 2021 Q3 | 1,412 | $7.53M | $5.68M | $3.44M | 4 |
| 2021 Q2 | 1,412 | $7.51M | $5.69M | $3.30M | 4 |
| 2021 Q1 | 1,428 | $7.32M | $5.50M | $3.49M | 4 |
| 2020 Q4 | 1,457 | $6.92M | $5.11M | $3.72M | 4 |
| 2020 Q3 | 1,472 | $7.19M | $5.39M | $3.65M | 4 |
| 2020 Q2 | 1,480 | $7.12M | $5.34M | $3.71M | 4 |
| 2020 Q1 | 1,493 | $6.58M | $4.82M | $3.95M | 4 |
Interest Rates
Current average rates by loan type
New Vehicle
5.60%
Used Vehicle
6.00%
Other Unsecured
13.00%