| Credit Union Charter #20793

Financial Health

Indiana JSON

Institution Profile

Address: P.O. Box 1367 Indianapolis, IN 46202

(317) 559-7175

Website:

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NCUA Profile:

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Charter Date:

10/18/1971

Charter Type:

Federal

Branches:

6

Branches by Region
IN 3

Financial Overview

Total Assets
$30.94M
Total Deposits
$27.00M
Total Loans
$13.58M
Members
7,332
Employees
18 17 Full-time / 1 Part-time
Allowance for Loan Losses
$631,136

Performance Ratios

Net Worth Ratio
11.90%
Loan-to-Deposit Ratio
50.28%
Coverage Ratio
4.65% Allowance / Total Loans

Assets, Loans & Deposits Over Time

Assets, Loans & Deposits Over Time

Total Assets: -0.37% Total Deposits: -0.85% Total Loans: -19.90% since 2020 Q1

Member Growth

Member Growth

Members: -27.27% since 2020 Q1

Employee Growth

Employee Growth

Employees: -30.77% since 2020 Q1

Loan Originations

New loans granted per quarter (calculated from YTD figures)

Loans This Year (YTD)
2,842
Amount This Year (YTD)
$6.99M

Number of Loans per Quarter

Loans Granted: +389.43% since 2020 Q1

Loan Amount per Quarter

Amount Granted: -1.09% since 2020 Q1

Loan Portfolio Breakdown

Current outstanding balances by loan type

Used Vehicle
$6.52M 48.0%
HELOCs
$2.36M 17.4%
New Vehicle
$2.09M 15.4%
Other Unsecured
$1.71M 12.6%
Credit Card
$882,582 6.5%
Other Secured
$11,076 0.1%

Portfolio Distribution

Historical Data Table

QuarterMembersTotal AssetsTotal DepositsTotal LoansEmployees
2025 Q4 7,332 $30.94M $27.00M $13.58M 18
2025 Q3 7,349 $31.32M $27.18M $13.61M 18
2025 Q2 7,415 $31.89M $27.97M $14.20M 18
2025 Q1 7,435 $33.01M $29.17M $13.29M 19
2024 Q4 7,491 $30.89M $27.23M $14.52M 19
2024 Q3 7,500 $31.42M $27.65M $14.36M 20
2024 Q2 7,572 $34.09M $29.96M $15.20M 20
2024 Q1 7,644 $36.45M $32.14M $13.42M 19
2023 Q4 7,776 $35.22M $31.08M $13.85M 17
2023 Q3 7,906 $36.36M $32.06M $13.15M 19
2023 Q2 8,021 $36.34M $32.54M $13.95M 21
2023 Q1 8,109 $38.48M $34.48M $12.78M 23
2022 Q4 8,225 $39.00M $34.80M $13.43M 23
2022 Q3 8,330 $40.84M $36.65M $12.47M 23
2022 Q2 8,482 $40.24M $36.51M $13.22M 23
2022 Q1 8,609 $41.21M $37.31M $13.02M 25
2021 Q4 8,763 $40.07M $36.01M $13.82M 25
2021 Q3 9,023 $38.38M $34.52M $14.03M 27
2021 Q2 9,992 $39.96M $36.27M $15.04M 27
2021 Q1 9,972 $40.68M $36.81M $15.08M 26
2020 Q4 9,979 $36.42M $32.63M $16.46M 24
2020 Q3 10,124 $35.25M $31.52M $15.58M 24
2020 Q2 10,064 $36.42M $32.52M $17.15M 24
2020 Q1 10,081 $31.06M $27.23M $16.95M 26

Interest Rates

Current average rates by loan type

New Vehicle
5.00%
Used Vehicle
8.25%
HELOC
8.25%
Credit Card
11.50%
Other Unsecured
16.50%