Institution Profile
Address: 10000 N Central Expy Ste 1400 Dallas, TX 75231-2319
(800) 322-2709
Website:
NCUA Profile:
Charter Date:
1/1/1937
Charter Type:
Federal
Branches:
16
Branches by Region
TX 11 LA 2 AK 1 NC 1 OK 1
Financial Overview
Total Assets
$2.38B
Total Deposits
$1.90B
Total Loans
$2.03B
Members
140,111
Employees
308 306 Full-time / 2 Part-time
Allowance for Loan Losses
$30.68M
Performance Ratios
Net Worth Ratio
7.91%
Loan-to-Deposit Ratio
107.12%
Coverage Ratio
1.51% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: +42.85% Total Deposits: +31.64% Total Loans: +58.05% since 2020 Q1
Member Growth
Member Growth
Members: +48.35% since 2020 Q1
Employee Growth
Employee Growth
Employees: +34.50% since 2020 Q1
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
24,932
Amount This Year (YTD)
$793.11M
Number of Loans per Quarter
Loans Granted: +56.21% since 2020 Q1
Loan Amount per Quarter
Amount Granted: +32.37% since 2020 Q1
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$645.23M 31.8%
Used Vehicle
$553.71M 27.3%
New Vehicle
$297.47M 14.7%
Other Secured
$205.27M 10.1%
Credit Card
$151.01M 7.4%
Leases
$107.77M 5.3%
HELOCs
$39.79M 2.0%
Other Unsecured
$29.93M 1.5%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 140,111 | $2.38B | $1.90B | $2.03B | 308 |
| 2025 Q3 | 138,256 | $2.38B | $1.88B | $2.03B | 309 |
| 2025 Q2 | 135,987 | $2.38B | $1.92B | $2.03B | 314 |
| 2025 Q1 | 133,915 | $2.38B | $1.95B | $2.04B | 304 |
| 2024 Q4 | 131,420 | $2.40B | $1.94B | $2.04B | 302 |
| 2024 Q3 | 129,579 | $2.40B | $1.94B | $2.05B | 305 |
| 2024 Q2 | 127,343 | $2.45B | $1.94B | $2.07B | 297 |
| 2024 Q1 | 124,899 | $2.44B | $2.03B | $2.06B | 296 |
| 2023 Q4 | 122,580 | $2.44B | $1.83B | $2.03B | 286 |
| 2023 Q3 | 121,058 | $2.35B | $1.70B | $1.97B | 281 |
| 2023 Q2 | 119,314 | $2.30B | $1.66B | $1.95B | 269 |
| 2023 Q1 | 117,045 | $2.27B | $1.75B | $1.88B | 260 |
| 2022 Q4 | 114,857 | $2.20B | $1.74B | $1.85B | 256 |
| 2022 Q3 | 111,875 | $2.12B | $1.81B | $1.73B | 247 |
| 2022 Q2 | 107,875 | $2.17B | $1.89B | $1.56B | 243 |
| 2022 Q1 | 103,946 | $2.26B | $1.99B | $1.36B | 241 |
| 2021 Q4 | 102,436 | $2.16B | $1.90B | $1.36B | 239 |
| 2021 Q3 | 102,170 | $2.11B | $1.83B | $1.41B | 238 |
| 2021 Q2 | 100,845 | $1.99B | $1.76B | $1.42B | 236 |
| 2021 Q1 | 99,546 | $1.96B | $1.69B | $1.44B | 237 |
| 2020 Q4 | 98,105 | $1.82B | $1.58B | $1.44B | 234 |
| 2020 Q3 | 97,229 | $1.76B | $1.53B | $1.41B | 234 |
| 2020 Q2 | 95,759 | $1.74B | $1.51B | $1.36B | 233 |
| 2020 Q1 | 94,449 | $1.67B | $1.44B | $1.28B | 229 |
Interest Rates
Current average rates by loan type
New Vehicle
5.70%
Used Vehicle
7.26%
1st Mortgage (Fixed)
6.00%
HELOC
7.44%
Credit Card
9.90%
Other Unsecured
9.40%