Institution Profile
Address: PO Box 57020 Oklahoma City, OK 73157-7020
(405) 789-7900
Website:
NCUA Profile:
Charter Date:
3/15/1963
Charter Type:
Federal
Branches:
5
Branches by Region
OK 5
Financial Overview
Total Assets
$366.23M
Total Deposits
$332.39M
Total Loans
$260.48M
Members
23,798
Employees
79 71 Full-time / 8 Part-time
Allowance for Loan Losses
$957,957
Performance Ratios
Net Worth Ratio
9.39%
Loan-to-Deposit Ratio
78.36%
Coverage Ratio
0.37% Allowance / Total Loans
Assets, Loans & Deposits Over Time
Assets, Loans & Deposits Over Time
Total Assets: -2.60% Total Deposits: -4.26% Total Loans: -11.14% since 2021 Q4
Member Growth
Member Growth
Members: -9.44% since 2021 Q4
Employee Growth
Employee Growth
Employees: -12.22% since 2021 Q4
Loan Originations
New loans granted per quarter (calculated from YTD figures)
Loans This Year (YTD)
2,035
Amount This Year (YTD)
$85.43M
Number of Loans per Quarter
Loans Granted: -93.43% since 2021 Q4
Loan Amount per Quarter
Amount Granted: -79.17% since 2021 Q4
Loan Portfolio Breakdown
Current outstanding balances by loan type
1st Mortgages
$103.82M 39.9%
Used Vehicle
$77.84M 29.9%
HELOCs
$34.33M 13.2%
New Vehicle
$29.10M 11.2%
Other Secured
$4.58M 1.8%
CRE: Non-Owner-Occupied
$4.20M 1.6%
Other Unsecured
$2.87M 1.1%
CRE: Owner-Occupied
$2.04M 0.8%
CRE: Construction
$1.08M 0.4%
Commercial Unsecured
$451,000 0.2%
Unaccounted
$164,519 0.1%
Portfolio Distribution
Historical Data Table
| Quarter | Members | Total Assets | Total Deposits | Total Loans | Employees |
|---|---|---|---|---|---|
| 2025 Q4 | 23,798 | $366.23M | $332.39M | $260.48M | 79 |
| 2025 Q3 | 23,800 | $358.43M | $323.50M | $262.98M | 77 |
| 2025 Q2 | 23,957 | $358.60M | $326.40M | $252.32M | 78 |
| 2025 Q1 | 23,912 | $363.50M | $330.69M | $252.12M | 82 |
| 2024 Q4 | 24,043 | $353.84M | $324.61M | $259.91M | 81 |
| 2024 Q3 | 24,389 | $354.66M | $323.13M | $262.00M | 78 |
| 2024 Q2 | 24,396 | $351.62M | $322.52M | $265.92M | 75 |
| 2024 Q1 | 24,435 | $354.56M | $326.79M | $263.18M | 74 |
| 2023 Q4 | 24,529 | $350.04M | $323.11M | $267.64M | 79 |
| 2023 Q3 | 24,602 | $350.83M | $323.94M | $274.73M | 76 |
| 2023 Q2 | 25,052 | $356.35M | $329.43M | $282.67M | 81 |
| 2023 Q1 | 25,318 | $365.05M | $338.43M | $287.54M | 77 |
| 2022 Q4 | 26,008 | $358.76M | $333.34M | $298.27M | 76 |
| 2022 Q3 | 27,112 | $368.25M | $337.85M | $304.19M | 76 |
| 2022 Q2 | 26,974 | $373.40M | $347.56M | $309.21M | 75 |
| 2022 Q1 | 26,563 | $380.77M | $352.97M | $303.73M | 85 |
| 2021 Q4 | 26,279 | $376.03M | $347.16M | $293.14M | 90 |
Interest Rates
Current average rates by loan type
New Vehicle
4.49%
Used Vehicle
6.24%
1st Mortgage (Fixed)
6.38%
HELOC
6.87%
Other Unsecured
14.24%